18857 EMERALD SUMMIT DRIVE, SPRING HILL, FL, 34610
Active48 days on marketListed Jun 4, 2026MLS #W7886409
About this home
18857 EMERALD SUMMIT DRIVE
Pre-Construction. To be built. Perfectly positioned in Spring Hill, Northridge Villas puts nature, recreation, and everyday conveniences right at your fingertips—without the congestion. Located just minutes from the Suncoast Parkway, you'll enjoy easy access to Tampa while still embracing a peaceful, low-maintenance lifestyle. Explore nearby Weeki Wachee Springs State Park, known for its crystal-clear waters, kayaking, and nature trails, or spend the day at SunWest Park and Crews Lake Wilderness Park. Northridge Villas combines resort-style amenities with thoughtfully planned homesites—offering the lifestyle you want in a location you'll love. The Beechwood Villa is a thoughtfully designed 3-bedroom, single-level home blending comfort, elegance, and flexibility. The open-concept living area seamlessly connects the kitchen, dining, and great room, making it ideal for everyday living and entertaining. Step out to the rear covered porch for morning coffee or evening relaxation. Soaring 9-foot ceilings throughout, a dramatic tray ceiling in the great room, and an abundance of natural light create a bright, airy atmosphere you'll love coming home to. The owner's suite features a frameless zero-entry shower and an oversized walk-in closet. Two secondary bedrooms offer comfort for family or guests, and smart storage solutions are built throughout. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,488
Sqft
0.1 ac
Lot size
2
Garage
2026
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,973 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,219/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.3%
Days on market
48 vs 29 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34610 — neighborhood snapshot
Population
16,544
Median age
40.5
Median income
$73,878
Median home value
$254,100
Avg household
2.83
Households w/ children
2,140
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the SPRING HILL 34610 median. See the full Spring Hill market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18857 EMERALD SUMMIT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18857 EMERALD SUMMIT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18857 EMERALD SUMMIT DRIVE FAQs
What would the monthly payment be for 18857 EMERALD SUMMIT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,973/mo — principal and interest, estimated property taxes, the $117/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18857 EMERALD SUMMIT DRIVE?+
The association fee works out to $117 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18857 EMERALD SUMMIT DRIVE?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18857 EMERALD SUMMIT DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $267,990, this home is listed about 22% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18857 EMERALD SUMMIT DRIVE?+
Dr. Mary Giella Elementary School (elementary), Crews Lake Middle School. (middle), Land O' Lakes High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of MALTBIE REALTY GROUP · Bill Maltbie. MLS #W7886409.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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