12603 PECAN TREE DRIVE, HUDSON, FL, 34669
Active45 days on marketListed Jun 9, 2026MLS #W7886373
About this home
12603 PECAN TREE DRIVE
Impeccably maintained 3-bedroom, 2-bath home nestled in a quiet, established neighborhood with an incredibly low HOA fee of just $63 annually. This move-in-ready property offers numerous valuable updates, including a new roof (2019), accordion hurricane shutters (2018), and a new A/C system and water softener (2022). A massive living room addition completed in 2007 creates an expansive gathering space, complemented by updated windows installed the same year. The home also features updated appliances and a video security system, adding both convenience and peace of mind. Enjoy peaceful water views from your backyard as the home backs to a beautiful spring-fed pond, providing year-round water retention even during dry seasons. Located in a non-flood zone, this property offers added peace of mind without sacrificing the tranquility of waterfront living. Whether you're relaxing indoors or enjoying the serene outdoor setting, this lovingly cared-for home combines comfort, functionality, and exceptional value. Don't miss this opportunity to own a well-maintained home in a desirable Hudson location.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,860
Sqft
0.19 ac
Lot size
2
Garage
1981
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,394 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,394/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.7%
$/sqft vs SHADOW LAKES
$183 vs $213
Days on market
45 vs 42 typical
Where $183/sqft sits among the 7 homes for sale in SHADOW LAKES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hudson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
HUDSON 34669 — neighborhood snapshot
Population
14,225
Median age
46.8
Median income
$52,648
Median home value
$219,200
Avg household
2.41
Households w/ children
1,371
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $283K
Hudson median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
2 of 7
SHADOW LAKES have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the HUDSON 34669 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 12603 PECAN TREE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$325,000
12839 WALNUT TREE LANE · same community
3 bd · 2 ba · 1,862 sqft · $175/sqft · 25 DOM
Sold · Oct ’25$333,900
12929 WALNUT TREE LANE · same community
3 bd · 2 ba · 1,864 sqft · $179/sqft · 10 DOM
Sold · Sep ’25$425,000
12317 SMOKEY DRIVE · same community
4 bd · 2 ba · 1,878 sqft · $226/sqft · 122 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12603 PECAN TREE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12603 PECAN TREE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12603 PECAN TREE DRIVE FAQs
What would the monthly payment be for 12603 PECAN TREE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,394/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12603 PECAN TREE DRIVE?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12603 PECAN TREE DRIVE?+
The most recent tax bill on record (2025) was $924. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12603 PECAN TREE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $340,000, this home is listed about 3% above the Hudson median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12603 PECAN TREE DRIVE?+
Moon Lake Elementary School (elementary), Crews Lake Middle School. (middle), Fivay High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SIRROM REALTY LLC · Ray Revell. MLS #W7886373.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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