David Ramirez
$1,795,0003 bd2.5 ba2,496 sqft$719 /sqft$11,512 /mo all-in ↓

1620 SEA BREEZE DRIVE, TARPON SPRINGS, FL, 34689

Active74 days on marketListed May 29, 2026MLS #W7886130

WaterfrontSingle Family ResidenceSEA BREEZE ISLAND

About this home

1620 SEA BREEZE DRIVE

SALT LIFE AT THIS EXQUISITE SEABREEZE ISEL ESTATE!! YOUR NOT SEEING DOUBLE, THIS IS A DOUBLE LOT THAT HAS A BEACH ON IT, DOCK, JET SKI RAMPS ETC...NOT ONLY THAT; PARKING FOR ALL YOUR TOYS! NO HOA, Stunning Remodeled Waterfront Retreat on the Gulf! Discover this beautifully remodeled 1957 quality built coastal gem, that sits on over a 1/2 acre, expanded and upgraded to have the ultimate waterfront lifestyle. Nestled on an oversized lot with 140 feet of prime Gulf frontage, this home blends timeless charm with modern luxury. Enjoy panoramic views of the barrier islands and Anclote lighthouse from your private sandy beach — a rare and serene feature. Put those toes in that sand!! The brand-new seawall ensures lasting protection while enhancing the property's pristine shoreline. With an observation dock & floating jet ski ramps. This homes kitchen can satisfy any chefs demands!! I went over board on those pictures, but its awesome! It also has three spacious bedrooms. The Primary Bed room has an outside deck that overlooks this magnificent lot and breathtaking views. The Primary Bath has duel sinks with in wall faucets, pretty unique! The choice of tile & inserts are just perfectly done! in addition to the 3 bedrooms this home also has a dedicated office, ideal for working remotely or creating a cozy den. Each and every bathroom is tastefully done. The open-concept living area flows seamlessly to the water-facing deck, perfect for soaking in sunsets or entertaining guests. The huge screened-in lanai is great for entertaining on those stormy nights. Pavers line the back yard plus provide outdoor conversation areas to watch those amazing sunsets!! The driveway has beautiful pavers as well that enhances this beautiful homes entrance as does the off road extended pebble driveway that offers space for RV, boat, or jet ski parking. Extra outdoor shed that you might need for your extra items or also can be a pool house if you desire to add your dream pool. This home also provides an oversized 2 car garage with Golf Cart area or motorcycle. It has also outside garage access door and 2 Hurricane rated in & out garage doors. Almost forgot to mention the the tasteful fencing around entire property. With expansion onto an extra lot. the property provides unmatched space and flexibility for coastal living. Don't miss this rare opportunity to own a piece of Gulf-front paradise, where every day feels like a vacation.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,496

Sqft

0.57 ac

Lot size

2

Garage

1957

Year built

Two

Levels

$719

Per sqft

WaterfrontWater viewNegotiable

Inside

FlooringPorcelain Tile
AppliancesBar Fridge · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ExteriorFire Pit · Hurricane Shutters · Irrigation System · Private Mailbox · Private Yard · Storage

Community & fees

Taxes (2025)$11,913/yr

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,512 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property tax — 2025 actual bill$993
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $179,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $179,500
Interest rate6.00%
Loan term

Estimated payment

$11,512/mo

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property taxes (actual bill)$993
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tarpon Springs actives

$719 vs $244

Days on market

74 vs 45 typical

Where $719/sqft sits among the 271 Tarpon Springs actives

126
93
31
14
2
5 · this home
$141–237$237–334$334–430$430–526$526–623$623+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Map of 1620 SEA BREEZE DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)51 min
Downtown Tampa55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★
ElementarySunset Hills Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$433K$400K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

150 of 271

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 429% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

May 29, 2026Listed at $1,795,000 · 74 days on market since
1957Built · SEA BREEZE ISLAND

Reality check

What actually sold near 1620 SEA BREEZE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1624 SEA BREEZE DRIVESold · May ’26

$550,000

1624 SEA BREEZE DRIVE · same community

4 bd · 2 ba · 2,393 sqft · $230/sqft · 416 DOM

1614 SEA BREEZE DRIVESold · Dec ’25

$680,000

1614 SEA BREEZE DRIVE · same community

3 bd · 3 ba · 2,100 sqft · $324/sqft · 288 DOM

1602 SEA BREEZE DRIVESold · Mar ’26

$750,000

1602 SEA BREEZE DRIVE · same community

5 bd · 4 ba · 3,122 sqft · $240/sqft · 59 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1620 SEA BREEZE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1620 SEA BREEZE DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1620 SEA BREEZE DRIVE FAQs

What would the monthly payment be for 1620 SEA BREEZE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,512/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1620 SEA BREEZE DRIVE?+

The most recent tax bill on record (2025) was $11,913. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tarpon Springs?+

At $1,795,000, this home is listed about 317% above the Tarpon Springs median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1620 SEA BREEZE DRIVE?+

Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,795,000 runs 429% above the TARPON SPRINGS 34689 median — but at 2,496 sqft it's also 39% larger than the typical Tarpon Springs listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of INVESTMENT FLORIDA REALTY LLC · Rhea Jeffrey, Llc. MLS #W7886130.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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