11220 ELDERBERRY DRIVE, PORT RICHEY, FL, 34668
Active67 days on marketListed May 27, 2026MLS #W7886128
About this home
11220 ELDERBERRY DRIVE
Welcome to Timber Oaks-a vibrant 55+ community offering exceptional amenities and a relaxed lifestyle. This beautifully maintained 2-bedroom, 2-bathroom home with a 2-car garage features an inviting open floor plan designed for both comfort and functionality. The spacious living and dining room combination is perfect for entertaining, while the bonus room offers flexible space ideal for a home office, den or hobby room. The kitchen is a standout, featuring newer stainless-steel appliances, elegant granite countertops, and a cozy breakfast nook-perfect for casual dining. The split bedroom layout provides privacy, with a generously sized primary suite that includes recessed lighting, luxury vinyl flooring, a large walk-in closet, and an en-suite bathroom. The second bedroom offers ample space, tile flooring and a built-in closet. Additional highlights include hurricane shutters, an irrigation system on a well, and a beautifully landscaped yard-offering both convenience and peace of mind. This home combines comfort, style and practicality in one of the area's most desirable active adult communities. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,347
Sqft
0.16 ac
Lot size
2
Garage
1983
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,982 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,982/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.5%
$/sqft vs Port Richey actives
$178 vs $193
Days on market
67 vs 38 typical
Where $178/sqft sits among the 323 Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Timber Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
Timber Oaks — neighborhood snapshot
Population
4,268
Median age
56
Median income
$40,850
Median home value
$168,641
Avg household
2
Households w/ children
350
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$250K → $237K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
169 of 323
Port Richey actives have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 11220 ELDERBERRY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$240,000
8606 GOLD PINE DRIVE · same community
2 bd · 2 ba · 1,351 sqft · $178/sqft · 94 DOM
Sold · Jun ’26$185,000
11334 STANSBERRY DRIVE · same community
2 bd · 2 ba · 1,377 sqft · $134/sqft · 58 DOM
Sold · Jan ’26$235,000
11321 STANSBERRY DRIVE · same community
2 bd · 2 ba · 1,268 sqft · $185/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11220 ELDERBERRY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11220 ELDERBERRY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11220 ELDERBERRY DRIVE FAQs
What would the monthly payment be for 11220 ELDERBERRY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,982/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11220 ELDERBERRY DRIVE?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11220 ELDERBERRY DRIVE?+
The most recent tax bill on record (2025) was $2,912. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11220 ELDERBERRY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $240,000, this home is listed about 7% below the Port Richey median of $259,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11220 ELDERBERRY DRIVE?+
Bayonet Point Middle School (middle), Schrader Elementary School (elementary), Fivay High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SELLMORE REALTY CORP. · April Solomon, Gri. MLS #W7886128.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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