David Ramirez
$419,9003 bd2 ba2,063 sqft$204 /sqft$3,294 /mo all-in ↓

1328 GANGPLANK DRIVE, VALRICO, FL, 33594

Active50 days on marketListed Jun 16, 2026MLS #W7886127

Single Family ResidenceTHE WILLOWS UNIT 3

About this home

1328 GANGPLANK DRIVE

Move in ready family sized-home in desirable Willows 3. Located on a Preserve Lot means no rear neighbors, you'll enjoy lots of privacy and Nature too!! Big back yard for play and enjoying casual time. Inside, this home has all the space you need! Walk through the front door, you're welcomed into a huge living room with high ceilings and lots of natural light. Across is the dining room, with enough room for family style meals. The luxury plank floors go throughout the living space to the remodeled and open kitchen/family room area, where entertaining is easy at the big stone counter bar. Stainless appliances are a bonus and make life easy. To the right is the spacious and well-designed primary suite, sporting tons of closet space, and a bright bath area with soaking tub and custom glassed shower. The guest bath and bedrooms are roomy as well, making navigating daily life a breeze. Don't miss out on this one, it's coming to the market on June 17!!!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,063

Sqft

0.17 ac

Lot size

2

Garage

1992

Year built

One

Levels

$204

Per sqft

Pets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouthwest
ExteriorSliding Doors

Community & fees

HOA fee$13/mo
Taxes (2025)$5,556/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,294 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$463
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,697Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,697
Interest rate6.00%
Loan term

Estimated payment

$3,294/mo

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$463
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$358KedgeAI estimate $391,967 · range $373K$418K$437K

vs edgeAI estimate

+7.1%

$/sqft vs Valrico actives

$204 vs $214

Days on market

50 vs 37 typical

Where $204/sqft sits among the 192 Valrico actives

32
19
28 · this home
59
30
24
$148–168$168–189$189–210$210–231$231–252$252+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Willows

Map of 1328 GANGPLANK DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)37 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

The Willows — neighborhood snapshot

Population

775

Median age

41

Median income

$117,813

Median home value

$294,800

Avg household

2

Households w/ children

60%

For the school run

Hillsborough County School District

MiddleMann Middle School★★★★
ElementaryValrico Elementary School★★★★
HighBrandon High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$450K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

106 of 192

Valrico actives have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the VALRICO 33594 median. See the full Valrico market guide →

Paper trail

This home's history

Jun 16, 2026Listed at $419,900 · 50 days on market since
1992Built · THE WILLOWS UNIT 3

Reality check

What actually sold near 1328 GANGPLANK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1304 GANGPLANK DRIVESold · Jul ’26

$395,000

1304 GANGPLANK DRIVE · same community

3 bd · 2 ba · 2,063 sqft · $191/sqft · 107 DOM

1306 GANGPLANK DRIVESold · Jul ’26

$403,000

1306 GANGPLANK DRIVE · same community

4 bd · 2 ba · 1,996 sqft · $202/sqft · 105 DOM

1325 WINDJAMMER PLACESold · Feb ’26

$385,500

1325 WINDJAMMER PLACE · same community

3 bd · 2.5 ba · 1,804 sqft · $214/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1328 GANGPLANK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1328 GANGPLANK DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1328 GANGPLANK DRIVE FAQs

What would the monthly payment be for 1328 GANGPLANK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,294/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1328 GANGPLANK DRIVE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1328 GANGPLANK DRIVE?+

The most recent tax bill on record (2025) was $5,556. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1328 GANGPLANK DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Valrico?+

At $419,900, this home is listed about 11% below the Valrico median of $472,400. The market section on this page shows how the area is trending.

Which schools are assigned to 1328 GANGPLANK DRIVE?+

Mann Middle School (middle), Valrico Elementary School (elementary), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX SUNSET REALTY · Brian Pfister. MLS #W7886127.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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