David Ramirez
$199,900$205,0003 bd2 ba1,552 sqft$129 /sqft$1,467 /mo all-in ↓

5550 S CORAL BELLS AVENUE, HOMOSASSA, FL, 34448

Active76 days on marketListed Jun 1, 2026MLS #W7886116

Priced 9% below the HOMOSASSA 34448 medianReduced $5KFully furnishedModular HomeHOMOSASSA TOWN

About this home

5550 S CORAL BELLS AVENUE

"PRICE DROP' SELLER MOTIVATED BRING YOUR RV AND BOAT,PLENTY OF STORAGE. HOME OFFERS THE BEST OF FLORIDA LIVING. TUCKED AWAY IN OLD HOMOSASSA FLORIDA. THIS HOME HAS 3BED/ 2 BATH WITH SPLIT FLOOR PLAN. INSIDE LAUNDRY WITH KENMORE WASHER, DRYER AND STORAGE CLOSET. SPLIT FLOOR PLAN. "NEW A/C 2025" ALL BEDROOMS HAVE WALKIN CLOSETS. LIVING ROOM HAS A REAL WOOD BURNING FIRE PLACE. SCREENED PORCH IN BACK WITH NEW SCREENS, DOOR AND NEW ROOF. BACKYARD IS FENCED WITH OUT SIDE SHOWER. HUGE CARPORT 20X30 THAT IS WIRED AND COVERED AND HAS A 9FT BY 6 OPENING SIDE BY SIDE AND UP AND DOWN AND HAS A 8X12 WORKSHOP. MOVE I READY HAS NO HOA, HIGH SPEED INTERNET AND DIRECT T.V. HOME CAN BE SOLD FURNISHED. CALL TODAY

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,552

Sqft

0.3 ac

Lot size

1994

Year built

One

Levels

$129

Per sqft

FireplaceFurnished

Inside

FlooringLaminate
AppliancesDryer · Range · Refrigerator · Washer
InteriorWalk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionMetal Frame
FoundationCrawlspace
FacesEast
ExteriorOutdoor Shower · Private Mailbox · Storage

Community & fees

Taxes (2025)$507/yr

Utilities & systems

UtilitiesCable Connected · Public
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,467 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$42
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,997
Interest rate6.00%
Loan term

Estimated payment

$1,467/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$42
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Homosassa actives

$129 vs $173

Days on market

76 vs 62 typical

Where $129/sqft sits among the 220 Homosassa actives

88 · this home
74
17
15
6
20
$123–164$164–206$206–248$248–290$290–332$332+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Homosassa

Map of 5550 S CORAL BELLS AVENUE

Get to know Homosassa. See the full Homosassa guide →

HOMOSASSA 34448 — neighborhood snapshot

Population

10,741

Median age

56

Median income

$47,526

Median home value

$166,000

Avg household

2.28

Households w/ children

866

For the school run

Citrus County School District

ElementaryRock Crusher Elementary School★★★★★
MiddleCrystal River Middle School★★★★
HighCrystal River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$314K$303K

Homosassa median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

111 of 220

Homosassa actives have cut their price

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% below the HOMOSASSA 34448 median. See the full Homosassa market guide →

Paper trail

This home's history

CurrentPrice reduced to $199,900 $5K
Jun 1, 2026Listed at $205,000 · 76 days on market since
1994Built · HOMOSASSA TOWN

Reality check

What actually sold near 5550 S CORAL BELLS AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10321 W CENTRAL STREETSold · Jan ’26

$165,000

10321 W CENTRAL STREET · same community

2 bd · 2 ba · 1,587 sqft · $104/sqft · 96 DOM

10469 W MAIN STREETSold · Mar ’26

$300,000

10469 W MAIN STREET · same community

3 bd · 2 ba · 1,749 sqft · $172/sqft · 156 DOM

10840 W PALMETTO STREETSold · Dec ’25

$50,000

10840 W PALMETTO STREET · same community

3 bd · 1 ba · 1,282 sqft · $39/sqft · 246 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5550 S CORAL BELLS AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5550 S CORAL BELLS AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

5550 S CORAL BELLS AVENUE FAQs

What would the monthly payment be for 5550 S CORAL BELLS AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,467/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5550 S CORAL BELLS AVENUE?+

The most recent tax bill on record (2025) was $507. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Homosassa?+

At $199,900, this home is listed about 42% below the Homosassa median of $344,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5550 S CORAL BELLS AVENUE?+

Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the HOMOSASSA 34448 market on paper

$199,900 is 9% below the HOMOSASSA 34448 median of $220,000, and at $129/sqft it sits under the Homosassa average of $218.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03The price has already moved

Listed at $205,000, now $199,900 — a $5K cut. The full history is in the market section below.

Listing courtesy of EXCEPTIONAL REAL ESTATE · Sarah Romanell. MLS #W7886116.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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