4178 PINE DALE COURT, HERNANDO BEACH, FL, 34607
Active31 days on marketListed Jun 24, 2026MLS #W7886092
About this home
4178 PINE DALE COURT
INVESTOR SPECIAL! RARE WATERFRONT OPPORTUNITY WITH DIRECT GULF ACCESS! Unlock The Potential Of This Unique Waterfront Property Featuring 75 Feet Of Water Frontage, Direct Gulf Access, No HOA, And No Short-Term Rental Restrictions--Making It An Exceptional Opportunity For Investors, Vacation Rental Operators, Or Buyers Looking To Create Their Dream Coastal Retreat. This 3 Bedroom, 2 Bathroom, Two-Story Home Offers Incredible Possibilities. The Second Floor Features A Private Balcony Where You Can Enjoy Water Views And Coastal Breezes. The Downstairs Has Been Partially Gutted, Providing A Blank Canvas To Renovate And Customize The Space To Your Exact Vision And Specifications. Whether You're Looking To Renovate And Flip, Create A Profitable Vacation Rental, Or Build Long-Term Equity In A Prime Waterfront Location, This Property Delivers The Foundation For An Outstanding Investment. Bring Your Boat And Enjoy The Convenience Of Direct Gulf Access Right From Your Backyard. Cash, Hard Money, And Conventional Rehab Loans Accepted. Don't Miss This Rare Chance To Own A Waterfront Property With Endless Potential, Income-Producing Possibilities, And Direct Access To Some Of Florida's Best Boating And Fishing Waters. Schedule Your Showing Today And Explore The Possibilities This Gulf-Access Gem Has To Offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,221
Sqft
0.26 ac
Lot size
1990
Year built
Two
Levels
$303
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,965 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,965/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.2%
$/sqft vs GULF COAST RET
$303 vs $371
Days on market
31 vs 35 typical
Where $303/sqft sits among the 17 homes for sale in GULF COAST RET
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
10 of 17
GULF COAST RET have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4178 PINE DALE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$355,000
3387 MINNOW CREEK DRIVE · same community
2 bd · 1.5 ba · 1,214 sqft · $292/sqft · 59 DOM
Sold · Feb ’26$615,000
4452 KINGSTON DRIVE · same community
3 bd · 2 ba · 1,204 sqft · $511/sqft · 26 DOM
Sold · Jan ’26$590,000
4446 BAHAMA DRIVE · same community
3 bd · 3 ba · 1,193 sqft · $495/sqft · 263 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4178 PINE DALE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4178 PINE DALE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4178 PINE DALE COURT FAQs
What would the monthly payment be for 4178 PINE DALE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,965/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4178 PINE DALE COURT?+
The most recent tax bill on record (2025) was $5,561. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $370,000, this home is listed about 32% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4178 PINE DALE COURT?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KW REALTY ELITE PARTNERS · Sean Bradley. MLS #W7886092.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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