David Ramirez
$232,500$240,0003 bd2 ba728 sqft$319 /sqft$1,641 /mo all-in ↓

3183 CEDLEY ROAD, DADE CITY, FL, 33523

Active55 days on marketListed May 29, 2026MLS #W7886091

Priced 5% below the DADE CITY 33523 medianReduced $8KPrivate poolManufactured HomeRIVERDALE SEC 1

About this home

3183 CEDLEY ROAD

Located on a peaceful 0.38-acre corner lot near the scenic waters of the Withlacoochee River, this 3-bedroom, 2-bath manufactured home offers a unique combination of privacy, versatility, and outdoor enjoyment. Surrounded by lush greenery, the property features a fully fenced yard, an above-ground pool with an adjoining deck, and a detached building complete with its own living area and kitchen space, ideal for guests, hobbies, entertaining, or a private retreat. A front entry staircase welcomes you to the home, where spacious living areas and numerous updates create a comfortable and inviting atmosphere. The open-concept main living areas are designed for comfortable everyday living and effortless entertaining. The spacious living room features plush carpeting and front-facing windows that fill the space with natural light while offering views of the yard. Flowing seamlessly from the living room, the kitchen combines warmth and functionality with luxury vinyl flooring, solid wood cabinetry, solid countertops, stainless steel appliances, a dual sink, and a breakfast bar that serves as a natural gathering spot for casual dining and conversation. The adjoining dining area continues the luxury vinyl flooring and features a backyard-facing window that brightens the space throughout the day, creating a welcoming setting for meals and gatherings. A well-sized primary bedroom offers a relaxing retreat with carpet flooring, a large walk-in closet, and an oversized en-suite bathroom featuring an extended single vanity with solid countertops, abundant solid wood cabinetry, a separate soaking tub with grab bars and solid-surface surround, and a separate step-in shower with sliding doors. On the other side, Bedroom 2 is currently being used as an office and includes carpet flooring and a walk-in closet, while the nearby guest bathroom features a single vanity, solid countertops, solid wood storage cabinetry, and a tub-shower combination. Bedroom 3 offers similar comfort with carpet flooring, walk-in closet space, and a window that allows in natural light. The laundry room is conveniently located near the kitchen and includes luxury vinyl flooring, utility storage, and its own pantry area for additional organization. Outside, an additional staircase provides convenient access from the rear of the home, while the fully fenced backyard provides space to relax and enjoy the outdoors. A raised wooden deck connects directly to the above-ground pool and features privacy walls, creating a tasteful setting for outdoor gatherings, quiet afternoons, or enjoying the peaceful surroundings. Adding even more versatility to the property, an additional building offers its own living area, kitchen space, and double sliding glass doors leading to its own wooden balcony overlooking wooded views, creating a flexible space with endless possibilities. Located in Dade City, this property is near Withlacoochee State Forest, known for hiking, horseback riding, and scenic natural landscapes; Downtown Dade City, offering local dining, antique shops, and year-round community events; and the Suncoast Parkway, providing convenient access toward Tampa, shopping, dining, and travel throughout Central Florida.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

728

Sqft

0.38 ac

Lot size

2018

Year built

One

Levels

$319

Per sqft

Private poolWater viewNegotiablePets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionOther · Wood Frame · Wood Siding
FoundationOther
ViewWater
FacesSouthwest
ParkingDriveway
ExteriorStorage

Community & fees

Taxes (2025)$111/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,641 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,369
FHA mortgage insurance (est.)$103
Property tax — 2025 actual bill$9
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,138Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,138
Interest rate6.00%
Loan term

Estimated payment

$1,641/mo

Principal & interest$1,369
FHA mortgage insurance (est.)$103
Property taxes (actual bill)$9
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Dade City

Map of 3183 CEDLEY ROAD

Drive times from this address

Downtown Tampa54 min
Tampa Int’l Airport (TPA)65 min
Downtown Orlando71 min
Universal Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

DADE CITY 33523 — neighborhood snapshot

Population

19,296

Median age

40.6

Median income

$60,897

Median home value

$231,700

Avg household

2.79

Households w/ children

2,208

For the school run

Pasco County School District

ElementaryRodney B. Cox Elementary School★★★★
MiddlePasco Middle School★★★★
HighPasco High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$343K$335K

Dade City median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the DADE CITY 33523 median. See the full Dade City market guide →

Paper trail

This home's history

CurrentPrice reduced to $232,500 $8K
May 29, 2026Listed at $240,000 · 55 days on market since
2018Built · RIVERDALE SEC 1

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3183 CEDLEY ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3183 CEDLEY ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3183 CEDLEY ROAD FAQs

What would the monthly payment be for 3183 CEDLEY ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,641/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3183 CEDLEY ROAD?+

The most recent tax bill on record (2025) was $111. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3183 CEDLEY ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dade City?+

At $232,500, this home is listed about 40% below the Dade City median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3183 CEDLEY ROAD?+

Rodney B. Cox Elementary School (elementary), Pasco Middle School (middle), Pasco High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the DADE CITY 33523 market on paper

$232,500 is 5% below the DADE CITY 33523 median of $244,950.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $240,000, now $232,500 — a $8K cut. The full history is in the market section below.

Listing courtesy of RE/MAX MARKETING SPECIALISTS · Ross Hardy. MLS #W7886091.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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