David Ramirez
$285,0003 bd2 ba1,586 sqft$180 /sqft$2,073 /mo all-in ↓

1830 S MANDARIN TERRACE, INVERNESS, FL, 34450

Active67 days on marketListed May 28, 2026MLS #W7886090

Single Family ResidenceLAKE TSALA GARDENS

About this home

1830 S MANDARIN TERRACE

Set along the peaceful shoreline of Tsala Apopka Lake, this classic Florida ranch-style home on a 0.33-acre homesite offers a relaxed waterfront lifestyle with 3 bedrooms, 2 bathrooms, a 2-car garage, and two additional carport parking areas. From the moment you step inside, the foyer opens into a spacious living room where glossy tile-look epoxy flooring flows throughout the home, reflecting natural light from the front-facing window and creating a bright, open atmosphere. At the center of the layout, the dining area connects comfortably to the surrounding living spaces, while just beyond, the family room becomes a standout gathering space with multiple wide windows framing peaceful backyard and lake views. A door from the family room leads directly into the Florida room and patio area, creating a natural transition between indoor comfort and outdoor scenery. Positioned to the left of the dining area, the kitchen features all-white cabinetry, matching white appliances, solid surface countertops, a breakfast bar for casual seating, and a dual sink placed beneath a window overlooking the lake, allowing everyday tasks to feel connected to the water views outside. Located toward the front of the home, the primary bedroom continues the same epoxy flooring and includes a separate single-sink vanity area adjacent to the private en suite bathroom. The en suite bath adds character with a wood-paneled ceiling, beadboard wall detailing, pedestal sink, toilet area, and a step-in shower. Bedroom 2 offers a spacious built-in closet, matching flooring, and a window that brings in natural light, while the nearby guest bathroom features extended single vanity space, white storage cabinetry, decorative half-wall tile accents, a window near the toilet area, and a step-in shower with sliding glass doors. Bedroom 3 provides even more space with dual closets and a front-facing window that brightens the room throughout the day. A mud room with corridor access to the garage adds everyday convenience and functionality. Toward the rear of the home, the fully enclosed Florida room is surrounded by a wall of windows that showcase beautiful lake views and create a relaxing space to unwind year-round, while a door opens onto the elevated deck patio where you can enjoy peaceful mornings, sunsets over the water, or evenings spent outdoors surrounded by the natural beauty of the lakefront setting. Located in Inverness, this waterfront property is close to Fort Cooper State Park, known for its scenic trails, lake access, and natural landscapes; the Withlacoochee State Trail, offering miles of biking and walking paths through Florida’s nature preserves; and Downtown Inverness, where local dining, shops, parks, and community events create a charming small-town atmosphere with convenient access to everyday amenities.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,586

Sqft

0.25 ac

Lot size

2

Garage

1971

Year built

One

Levels

$180

Per sqft

Water viewNegotiablePets allowed

Inside

FlooringEpoxy · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Microwave · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesSoutheast
ParkingGarage Door Opener · Ground Level · Off Street · Parking Pad
ExteriorBalcony · Rain Gutters

Community & fees

Taxes (2025)$1,311/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,073 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$109
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,975
Interest rate6.00%
Loan term

Estimated payment

$2,073/mo

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$109
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $285K
$225KedgeAI estimate $248,294 · range $234K$272K$296K

vs edgeAI estimate

+14.8%

$/sqft vs Inverness actives

$180 vs $178

Days on market

67 vs 25 typical

Where $180/sqft sits among the 189 Inverness actives

36
67 · this home
43
20
10
13
$97–140$140–183$183–227$227–270$270–313$313+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inverness

Map of 1830 S MANDARIN TERRACE

Drive times from this address

Downtown Orlando71 min
Universal Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Inverness. See the full Inverness guide →

INVERNESS 34450 — neighborhood snapshot

Population

10,408

Median age

59.5

Median income

$48,955

Median home value

$210,200

Avg household

2.04

Households w/ children

604

For the school run

Citrus County School District

ElementaryInverness Primary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$240K$270K

Inverness median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

93 of 189

Inverness actives have cut their price

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% above the INVERNESS 34450 median. See the full Inverness market guide →

Paper trail

This home's history

May 28, 2026Listed at $285,000 · 67 days on market since
1971Built · LAKE TSALA GARDENS

Reality check

What actually sold near 1830 S MANDARIN TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1783 S MOORING DRIVESold · Jan ’26

$292,500

1783 S MOORING DRIVE · same community

3 bd · 2 ba · 1,350 sqft · $217/sqft · 35 DOM

1880 S WESTLAKE DRIVESold · Dec ’25

$278,000

1880 S WESTLAKE DRIVE · same community

4 bd · 2.5 ba · 1,922 sqft · $145/sqft · 22 DOM

1940 S MOORING DRIVESold · Nov ’25

$224,500

1940 S MOORING DRIVE · same community

2 bd · 2 ba · 1,101 sqft · $204/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1830 S MANDARIN TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1830 S MANDARIN TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1830 S MANDARIN TERRACE FAQs

What would the monthly payment be for 1830 S MANDARIN TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,073/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1830 S MANDARIN TERRACE?+

The most recent tax bill on record (2025) was $1,311. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1830 S MANDARIN TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Inverness?+

At $285,000, this home is listed about 10% above the Inverness median of $258,450. The market section on this page shows how the area is trending.

Which schools are assigned to 1830 S MANDARIN TERRACE?+

Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$285,000 runs 63% above the INVERNESS 34450 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

67 days on market against a Inverness median of 25 — sellers in this position are usually ready to negotiate.

Listing courtesy of RE/MAX MARKETING SPECIALISTS · Ross Hardy. MLS #W7886090.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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