103 PALMETTO COURT UNIT 103, OLDSMAR, FL, 34677
Active77 days on marketListed May 24, 2026MLS #W7886064
About this home
103 PALMETTO COURT UNIT 103
This is Florida living at its finest! This quiet community of Cypress Estates is nestled in the East Lake Woodlands neighborhood with great amenities like walking trails, wooded areas, and a pool to enjoy. If you are looking for security, location, value, and great style, with a no-maintenance lifestyle, look no further! This community has 6 private gates to go in and out from different locations for your convenience. This 2-bedroom 2-bath is nicely sized with new laminate flooring, new tile in the bath, and a totally remodeled interior. The living area has an open-concept floor plan for the dining area and the kitchen, excellent for gatherings and entertainment. It overlooks the screened lanai that is perfect for that coffee in the morning or a cocktail at night overlooking the wooded area behind the condo. The kitchen is a remodeled work of art with tons of cabinets, endless quartz counters, new all-matching Samsung stainless steel appliances, and a pantry closet. Casual meals can be enjoyed at the breakfast bar, and gorgeous lighting and a cool fan finish the kitchen beautifully! The master bedroom is spacious with 2 large walk-in closets and a linen closet. In addition, the owner’s suite has its own entrance to the screened lanai. An amazingly remodeled and gorgeous bath with a walk-in shower, shower panel, and beautiful vanity completes the space! The 2nd bedroom has also been remodeled with a bathroom just a few feet away! The laundry closet is located on the lanai and has a full-size washer and dryer. This also provides extra storage. A carport for your car, which is directly in front of the unit. This won't last long. This is a beautiful unit. Come see it for yourself.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,054
Sqft
1.16 ac
Lot size
1980
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs EAST LAKE WOODLANDS CYPRESS ESTATES
$2 vs $180
Days on market
77 vs 57 typical
Where $2/sqft sits among the 8 homes for sale in EAST LAKE WOODLANDS CYPRESS ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside East Lake Woodlands
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oldsmar. See the full Oldsmar guide →
East Lake Woodlands — neighborhood snapshot
Population
7,647
Median age
53
Median income
$107,049
Median home value
$399,307
Avg household
2
Households w/ children
583
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oldsmar market
$400K → $470K
Oldsmar median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
3 of 8
EAST LAKE WOODLANDS CYPRESS ESTATES have cut their price
Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OLDSMAR 34677 median. See the full Oldsmar market guide →
Paper trail
This home's history
Reality check
What actually sold near 103 PALMETTO COURT UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$150,000
106 W CYPRESS CT UNIT 106 · same community
2 bd · 2 ba · 1,054 sqft · $142/sqft · 8 DOM
Sold · May ’26$175,000
219 CYPRESS COURT UNIT 219 · same community
2 bd · 2 ba · 1,054 sqft · $166/sqft · 90 DOM
Sold · Apr ’26$152,000
129 CYPRESS COURT UNIT 129 · same community
2 bd · 2 ba · 1,054 sqft · $144/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 103 PALMETTO COURT UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 103 PALMETTO COURT UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
103 PALMETTO COURT UNIT 103 FAQs
What would the monthly payment be for 103 PALMETTO COURT UNIT 103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 103 PALMETTO COURT UNIT 103?+
The listing reports pets: Cats OK, Dogs OK, Pet Deposit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oldsmar?+
At $1,800, this home is listed about 99% below the Oldsmar median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 103 PALMETTO COURT UNIT 103?+
Forest Lakes Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OLDSMAR 34677 market on paper
$1,800 is 99% below the OLDSMAR 34677 median of $250,000, and at $2/sqft it sits under the Oldsmar average of $243.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Forest Lakes Elementary School, Joseph L. Carwise Middle School, East Lake High School — Forest Lakes Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SANDPEAK REALTY · Bedsy Renwanz. MLS #W7886064.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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