4011 CENTAVO COURT, HERNANDO BEACH, FL, 34607
Active63 days on marketListed May 22, 2026MLS #W7886025
About this home
4011 CENTAVO COURT
One or more photos has been virtually staged. Major updates already completed include the electrical system raised 4 feet to meet code requirements and a brand-new A/C installed in 2024, which has remained running to help maintain the home and prevent mold. Nestled in the highly sought-after waterfront community of Hernando Beach, this southern-facing property offers sailboat direct access to the Gulf of Mexico from the deep and wide Sanchez Canal. Situated on a rare double lot, this 2-bedroom, 2-bath home presents an incredible opportunity to create your dream coastal retreat. The home was impacted by two hurricanes and is being offered as an open slate for renovation or redevelopment. With plenty of room to expand, design a new living space, or build your custom waterfront dream home. Enjoy breathtaking sunsets, boating, fishing, and the relaxed waterfront lifestyle that makes Hernando Beach so desirable. Hernando Beach is a truly Florida community bordered by Weeke Wachee Preserve and Springs. Walking distance or gulf cart ride to several unique restaurants. No HOA or CDD fees. Possibles are endless on this home. Call and check out this home and watch dolphins and manatee swim by your dock! and the gorgeous sunrise and sunset.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,008
Sqft
0.23 ac
Lot size
1
Garage
1982
Year built
One
Levels
$471
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,598 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,598/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+57.3%
$/sqft vs HERNANDO BEACH
$471 vs $358
Days on market
63 vs 35 typical
Where $471/sqft sits among the 25 homes for sale in HERNANDO BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
13 of 25
HERNANDO BEACH have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4011 CENTAVO COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$290,000
3178 SEA GRAPE DRIVE · same community
2 bd · 2 ba · 823 sqft · $352/sqft · 564 DOM
Sold · Jun ’26$428,500
3366 BLUEFISH DRIVE · same community
3 bd · 3 ba · 1,384 sqft · $310/sqft · 156 DOM
Sold · Jun ’26$500,000
4208 DES PREZ COURT · same community
2 bd · 2 ba · 1,435 sqft · $348/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4011 CENTAVO COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4011 CENTAVO COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4011 CENTAVO COURT FAQs
What would the monthly payment be for 4011 CENTAVO COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,598/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4011 CENTAVO COURT?+
The most recent tax bill on record (2025) was $5,179. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $475,000, this home is listed about 13% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4011 CENTAVO COURT?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DENNIS REALTY & INV. CORP. · Doris Amboyan. MLS #W7886025.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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