David Ramirez
$785,000$975,0003 bd2.5 ba2,286 sqft$343 /sqft$5,101 /mo all-in ↓

4903 BLUE HERON DRIVE, NEW PORT RICHEY, FL, 34652

Active77 days on marketListed May 25, 2026MLS #W7885929

Reduced $190KWaterfrontPrivate poolSingle Family ResidenceFLOR A MAR

About this home

4903 BLUE HERON DRIVE

THE SELLER IS MOTIVATED FOR YOU TO OWN THIS LUXURY PARADISE HOME WITH SUPERIOR WATER VIEWS that is priced well below the appraised value. Ask about the boat. This home has been completely remodeled and a second floor added in 2025. The open floor plan is perfectly laid out with superior quality from top to bottom and a degree of excellence. Once you walk into this home, all your troubles will be washed away. Your eye is drawn to the waterside, but the gourmet kitchen and living room demand attention first. The gourmet kitchen has creamy light cabinetry, a farm sink, and a hand-crafted kitchen island that gives this home that special touch. There is a separate butler pantry too. The inviting living room provides you with a delightful reading nook, blue tooth speakers in the ceiling, and sliding glass doors that flood the space with natural light. You walk out to the large Lanai with stained concrete flooring, plenty of seating areas, a stone outdoor kitchen, and a spa lap-pool. There are electric-powered screens and shutters for ultimate privacy. There are more outdoor living spaces made of composite wood with structural-grade aluminum protected by a premium pine tar coating for corrosion resistance and long-term durability. Finally, you have reached the water. The 50-foot seawall includes a 4-year-old boat lift with remote that lifts 12,000 pounds along with composite wood floating and a dual wave runner docks. Back in the home, there is an elegant powder room and a dreamy bedroom located off the living room. The primary suite not only has a large walk-in closet with custom cabinetry, a dual sink vanity, a lavish walk-in shower, and a private water closet, but it also has a sliding glass door leading to the lanai and enticing water views. You will awaken revitalized each day by the sight of sparkling, sunlit waters right from your pillow. The superior quality extends to the 2nd floor that has multi levels. The lower level has a combination family room/office, a bedroom, and a full bathroom. The upper level has a game room and another bedroom. The entire western side of this 2nd floor has sliding glass doors opening to a balcony and gorgeous water views. There is also a “secret” access by hydraulic stairs between the lower and upper levels to the finished attic with additional storage. The entire home was taken to the studs and sprayed with foam insulation, floated floors sealed to the concrete and flood dam doors were installed. All walls, windows, doors, HVAC with ducting, electric, plumbing, whole-house water treatment system, water heater, appliances, lighting, and fixtures were replaced in 2025. Additional quality of construction includes double super beams on the load-bearing side of the house, upgraded 4x4 structural posts instead of 2x6 for added strength on the southern wall & staircase with bolted frames having additional 3/8” by 10” lag bolts and HardiePlank siding, impact windows, and the finished attic was built with 2x6 studs and ¾” plywood. This home was inspected by the engineer of record. The Gulf Harbor Community is a golf-cart-friendly community with a Community Center and 2 boat ramps for an optional annual $200.00. You are also within a short distance to shopping, the Gulf Harbor Yacht Club, downtown New Port Richey, nature preserves, and major roads to other Florida destinations. This home has it ALL! Call me for immediate access and start living your dream.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,286

Sqft

0.12 ac

Lot size

1

Garage

1981

Year built

Two

Levels

$343

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringCeramic Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorAccessibility Features · Open Floorplan · Other · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
ViewWater
FacesWest
ParkingConverted Garage
ExteriorAwning(s) · Balcony · Outdoor Grill · Outdoor Kitchen · Shade Shutter(s) · Sliding Doors

Community & fees

Taxes (2025)$4,926/yr
PetsYes
CommunityCommunity Boat Ramp · Golf Carts OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,101 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,236
PMI (est., until 20% equity)$294
Property tax — 2025 actual bill$411
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $78,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $78,500
Interest rate6.00%
Loan term

Estimated payment

$5,101/mo

Principal & interest$4,236
PMI (est., until 20% equity)$294
Property taxes (actual bill)$411
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $785K
$614KedgeAI estimate $675,368 · range $640K$788K$820K

vs edgeAI estimate

+16.2%

$/sqft vs FLOR A MAR

$343 vs $385

Days on market

77 vs 51 typical

Where $343/sqft sits among the 63 homes for sale in FLOR A MAR

12
6
12 · this home
10
12
11
$225–276$276–327$327–378$378–429$429–480$480+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flor-a-mar

Map of 4903 BLUE HERON DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)50 min
Downtown Tampa54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Flor-a-mar — neighborhood snapshot

Population

2,712

Median age

56

Median income

$96,857

Median home value

$435,193

Avg household

2

Households w/ children

136

For the school run

Pasco County School District

HighGulf High School★★★★
MiddleGulf Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$280K$260K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

37 of 63

FLOR A MAR have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 249% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $785,000 $190K
May 25, 2026Listed at $975,000 · 77 days on market since
1981Built · FLOR A MAR

Reality check

What actually sold near 4903 BLUE HERON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3200 TRIDENT TERRACESold · May ’26

$705,000

3200 TRIDENT TERRACE · same community

3 bd · 3 ba · 2,313 sqft · $305/sqft · 34 DOM

5520 BOWLINE BENDSold · Jan ’26

$845,000

5520 BOWLINE BEND · same community

3 bd · 2.5 ba · 2,340 sqft · $361/sqft · 0 DOM

4968 SOUTHSHORE DRIVESold · Apr ’26

$791,500

4968 SOUTHSHORE DRIVE · same community

4 bd · 2.5 ba · 2,360 sqft · $335/sqft · 335 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4903 BLUE HERON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4903 BLUE HERON DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4903 BLUE HERON DRIVE FAQs

What would the monthly payment be for 4903 BLUE HERON DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,101/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4903 BLUE HERON DRIVE?+

The most recent tax bill on record (2025) was $4,926. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4903 BLUE HERON DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $785,000, this home is listed about 180% above the New Port Richey median of $280,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4903 BLUE HERON DRIVE?+

Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$785,000 runs 249% above the NEW PORT RICHEY 34652 median — but at 2,286 sqft it's also 66% larger than the typical New Port Richey listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $975,000, now $785,000 — a $190K cut. The full history is in the market section below.

Listing courtesy of PARADISE WEST REALTY, INC · Kelly Mack McBrearty. MLS #W7885929.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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