David Ramirez

6248 COLONY CIRCLE, WEEKI WACHEE, FL, 34607

Active66 days on marketListed May 18, 2026MLS #W7885885

Priced 22% below the WEEKI WACHEE 34607 medianWaterfrontPALM GROVE COLONY

About this home

6248 COLONY CIRCLE

This is a once-in-a-lifetime opportunity to own a true Florida paradise and build your dream home on a rare spring-fed waterfront lot. This beautiful residential building site offers 439 feet of frontage on a crystal-clear 74-degree freshwater spring run connecting Little Salt Spring and Palm Grove Colony Spring. The spring run flows into the Mud River and eventually reaches the Gulf of Mexico through Bayport Channel, creating a truly unique waterfront setting unlike anything else on the Nature Coast. Imagine stepping out your back door and floating with the gentle spring current year-round. Swim, tube, paddleboard, kayak, or simply relax while surrounded by the peaceful beauty of one of Hernando County’s hidden natural treasures. The spring-fed creek provides endless entertainment for family, guests, or future vacation renters while creating a serene old Florida atmosphere filled with native palms, coastal marshlands, wildlife, and scenic water views. This property offers the flexibility buyers are looking for with no HOA, short-term rentals allowed, no required timeframe to build, and no designated builder restrictions. Whether you are looking to build a full-time residence, vacation getaway, or investment property, this lot offers unlimited potential. A fixed bridge limits large boat access, but the spring run still connects to the Mud River and Gulf waters for kayaking, fishing, and small watercraft adventures. Little Salt Spring is known for its clear spring water, untouched coastal beauty, and relaxed waterfront lifestyle. Kayakers, anglers, paddleboarders, and outdoor enthusiasts are drawn to the area’s peaceful surroundings and abundant wildlife. Manatees, dolphins, shorebirds, and native fish are commonly seen throughout the waterways, creating a true Florida nature retreat. Welcome to Palm Grove Colony, a charming spring-fed riverfront community tucked away in Hernando County just 60 minutes north of Tampa International Airport with convenient access via the Suncoast Parkway. Hidden away from the congestion of US-19 and SR-50, this community feels like stepping back into old Florida where life revolves around the water and nature. One of the community’s greatest features is resident access to the community-owned Little Salt Spring, adding even more value and recreational opportunities. At the heart of the area is the scenic Mud River, a spring-fed waterway flowing approximately three miles to the Gulf at Bayport. Nearby, the famous Weeki Wachee River adds to the region’s appeal with its crystal-clear spring water and legendary mermaid attraction that has captivated visitors since the 1940s. Outdoor recreation opportunities are endless with boating, fishing, kayaking, scalloping, snorkeling, paddleboarding, wildlife watching, and unforgettable manatee encounters all nearby. Palm Grove Colony offers a rare opportunity to experience the timeless beauty of Florida’s Nature Coast while building the Gulf Coast fishing and waterfront home you have always dreamed about.

Facts & features

The home at a glance

0.3 ac

Lot size

WaterfrontTrees/Woods & Water view

Inside

Outside & construction

ViewTrees/Woods · Water

Community & fees

Taxes (2025)$1,894/yr

Utilities & systems

UtilitiesElectricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,900 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$158
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate6.00%
Loan term

Estimated payment

$1,900/mo

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$158
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Weeki Wachee

Map of 6248 COLONY CIRCLE

Drive times from this address

Tampa Int’l Airport (TPA)68 min
Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Weeki Wachee. See the full Weeki Wachee guide →

WEEKI WACHEE 34607 — neighborhood snapshot

Population

9,046

Median age

55.7

Median income

$61,221

Median home value

$343,100

Avg household

2.3

Households w/ children

740

For the school run

Hernando County School District

MiddleFox Chapel Middle School★★★★
ElementaryDeltona Elementary School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Weeki Wachee market

Seller’s marketLeans buyer7.0 months of inventoryBuyer’s market

$357K$360K

Weeki Wachee median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Weeki Wachee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% below the WEEKI WACHEE 34607 median. See the full Weeki Wachee market guide →

Paper trail

This home's history

May 18, 2026Listed at $250,000 · 66 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6248 COLONY CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6248 COLONY CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6248 COLONY CIRCLE FAQs

What would the monthly payment be for 6248 COLONY CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,900/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6248 COLONY CIRCLE?+

The most recent tax bill on record (2025) was $1,894. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Weeki Wachee?+

At $250,000, this home is listed about 37% below the Weeki Wachee median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6248 COLONY CIRCLE?+

Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GULF COAST FISHING HOMES RLTY · GREG Klesius. MLS #W7885885.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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