15028 SILVERSMITH CIRCLE, SPRING HILL, FL, 34609
Active65 days on marketListed May 18, 2026MLS #W7885840
About this home
15028 SILVERSMITH CIRCLE
Welcome to 15028 Silversmith Circle in the premier golf course community of Silverthorn! Offering refined, low-maintenance living in a gated community, this beautifully maintained 2 bedroom/2 bathroom attached villa offers resort-style amenities, a vibrant community lifestyle, and no rear neighbors for added privacy. The kitchen was updated in 2020 with quartz countertops, stainless steel appliances, and soft-close cabinetry. Custom plantation shutters enhance the living room, dining room, and bedrooms. Enjoy the enclosed sunroom with heat and air as a comfortable year-round flex space, plus a separate screened lanai for relaxing in Florida’s beautiful weather. Additional updates include a new roof (2021) and an HVAC system (2013). This villa delivers comfort and convenience, centrally located near shopping, dining, and the Suncoast Parkway for an easy commute. Schedule your private tour today and fall in love with the Silverthorn lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,629
Sqft
0.16 ac
Lot size
2
Garage
2002
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,316 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,316/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs Spring Hill actives
$163 vs $193
Days on market
65 vs 29 typical
Where $163/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silverthorn
Get to know Spring Hill. See the full Spring Hill guide →
Silverthorn — neighborhood snapshot
Population
1,284
Median age
62
Median income
$61,250
Median home value
$361,600
Avg household
2
Households w/ children
148
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
199 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 15028 SILVERSMITH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$250,000
15038 STERLING RUN · same community
2 bd · 2 ba · 1,040 sqft · $240/sqft · 31 DOM
Sold · Jun ’26$375,000
15281 BURBANK DRIVE
3 bd · 2 ba · 1,681 sqft · $223/sqft · 60 DOM
Sold · Oct ’25$355,000
15408 CAMBRIA DRIVE
3 bd · 2 ba · 1,681 sqft · $211/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15028 SILVERSMITH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15028 SILVERSMITH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15028 SILVERSMITH CIRCLE FAQs
What would the monthly payment be for 15028 SILVERSMITH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,316/mo — principal and interest, the actual property-tax bill, the $352/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15028 SILVERSMITH CIRCLE?+
The association fee works out to $352 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15028 SILVERSMITH CIRCLE?+
The most recent tax bill on record (2025) was $1,529. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15028 SILVERSMITH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $264,900, this home is listed about 23% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15028 SILVERSMITH CIRCLE?+
West Hernando Middle School (middle), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SPRING HILL 34609 market on paper
$264,900 is 23% below the SPRING HILL 34609 median of $342,900, and at $163/sqft it sits under the Spring Hill average of $199.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
65 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $270,000, now $264,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SANDPEAK REALTY · Harold Hutchinson, Jr. MLS #W7885840.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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