David Ramirez
$400,0003 bd2.5 ba2,400 sqft$167 /sqft$3,107 /mo all-in ↓

21108 DURDEN ROAD, DADE CITY, FL, 33523

Active70 days on marketListed May 15, 2026MLS #W7885808

Single Family ResidenceACREAGE

About this home

21108 DURDEN ROAD

**CASH ONLY *Are you looking for a diamond in the rough? Bring your chisel and imagination! This property has great bones and an excellent floor plan just needs you to come finish it! Downstairs features a great room, kitchen goes on the back wall the grey cabinets are in the house, pantry, great room with a fireplace. Primary bedroom is downstairs it's a generous size, primary bathroom features two sinks, large walk in shower, huge walk in closet. Upstairs there are two bedrooms and a full bath. Southern style front porch facing west great for sunsets. 4.63 acres to accommadate your horses, cows, pigs, chickens, RV's, boats, NO deed restrictions bring all the toys! There is an awesome detached two car garage with electric & water, has a workstation set up and an extra bonus room/ man cave with a portable ac unit. The house does need to be finished but it has a lot already there including: Septic tank, temporary power pole, plumbing, insulation, kitchen cabinets, gas water heater installed, AC vents and two condensers but NO handler. **CASH or you can look into a Hard money loan*** due to the unfinished condition

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,400

Sqft

4.63 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$167

Per sqft

Fireplace

Inside

FlooringOther
AppliancesNone
InteriorOpen Floorplan
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionMetal Siding · Other
FoundationCrawlspace
FacesWest
ParkingWorkshop in Garage
ExteriorNone

Community & fees

Taxes (2025)$4,981/yr

Utilities & systems

UtilitiesOther
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,107 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$415
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$3,107/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$415
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$384KedgeAI estimate $818,762 · range $501K$936K$973K

vs edgeAI estimate

−51.1%

$/sqft vs ACREAGE

$167 vs $340

Days on market

70 vs 28 typical

Where $167/sqft sits among the 152 homes for sale in ACREAGE

62 · this home
52
21
6
0
11
$145–311$311–477$477–642$642–808$808–974$974+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dade City

Map of 21108 DURDEN ROAD

Drive times from this address

Downtown Tampa59 min
Downtown Orlando71 min
Tampa Int’l Airport (TPA)71 min
Universal Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

DADE CITY 33523 — neighborhood snapshot

Population

19,296

Median age

40.6

Median income

$60,897

Median home value

$231,700

Avg household

2.79

Households w/ children

2,208

For the school run

Pasco County School District

ElementaryRodney B. Cox Elementary School★★★★
MiddlePasco Middle School★★★★
HighPasco High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$343K$335K

Dade City median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

62 of 152

ACREAGE have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the DADE CITY 33523 median. See the full Dade City market guide →

Paper trail

This home's history

May 15, 2026Listed at $400,000 · 70 days on market since
2024Built · ACREAGE

Reality check

What actually sold near 21108 DURDEN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7355 138TH STREETSold · Mar ’26

$980,000

7355 138TH STREET · same community

4 bd · 2.5 ba · 2,252 sqft · $435/sqft · 170 DOM

2780 W LAKE HAMILTON DRIVESold · Dec ’25

$610,000

2780 W LAKE HAMILTON DRIVE · same community

4 bd · 3 ba · 2,586 sqft · $236/sqft · 14 DOM

16231 SE 80TH STREETSold · Dec ’25

$799,000

16231 SE 80TH STREET · same community

3 bd · 2 ba · 2,117 sqft · $377/sqft · 112 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 21108 DURDEN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 21108 DURDEN ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

21108 DURDEN ROAD FAQs

What would the monthly payment be for 21108 DURDEN ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,107/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 21108 DURDEN ROAD?+

The most recent tax bill on record (2025) was $4,981. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dade City?+

At $400,000, this home is listed about 3% above the Dade City median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 21108 DURDEN ROAD?+

Rodney B. Cox Elementary School (elementary), Pasco Middle School (middle), Pasco High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX MARKETING SPECIALISTS · Tracie Trotter. MLS #W7885808.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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