David Ramirez
$427,500$439,0003 bd2 ba1,855 sqft$230 /sqft$3,093 /mo all-in ↓

1815 DRIFTWOOD CIRCLE S, OLDSMAR, FL, 34677

Active71 days on marketListed May 15, 2026MLS #W7885693

Reduced $12KSingle Family ResidenceHARBOR PALMS-UNIT TWO

About this home

1815 DRIFTWOOD CIRCLE S

This beautifully remodeled three-bedroom, two-bath home is perfectly located in Oldsmar at the top of Tampa Bay. Completely updated from top to bottom, it features a stunning new kitchen with stainless steel appliances, soft-close cabinetry, leather-finished quartz countertops, and a cozy breakfast nook. One of the standout features is how all three bedrooms are nicely separated for added privacy. The spacious master suite boasts a huge California-style walk-in closet, peaceful backyard views, and a gorgeous bathroom with a walk-in shower. The open-concept living space extends into a roomy bonus area at the back of the house, accented by tandem ceiling fans. From here, French doors lead to a fully fenced backyard, complete with a poured slab ready for a shed. A generous laundry room with a utility sink connects to the two-car garage, featuring a new hurricane-rated door and opener. Oldsmar offers unmatched access to the Pinellas Beaches, all that Tampa has to offer, plus its own great dining, excellent schools and shopping scene. Don’t miss the opportunity to check out this beautiful home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,855

Sqft

0.18 ac

Lot size

2

Garage

1972

Year built

One

Levels

$230

Per sqft

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorDog Run · French Doors · Private Mailbox · Private Yard · Sidewalk · Storage

Community & fees

Taxes (2025)$2,731/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,093 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,517
FHA mortgage insurance (est.)$189
Property tax — 2025 actual bill$228
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,963Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,963
Interest rate6.00%
Loan term

Estimated payment

$3,093/mo

Principal & interest$2,517
FHA mortgage insurance (est.)$189
Property taxes (actual bill)$228
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $428K
$410KedgeAI estimate $455,660 · range $450K$459K$478K

vs edgeAI estimate

−6.2%

$/sqft vs Oldsmar actives

$230 vs $227

Days on market

71 vs 43 typical

Where $230/sqft sits among the 155 Oldsmar actives

31
28
29 · this home
25
22
20
$141–174$174–208$208–241$241–275$275–308$308+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oldsmar

Map of 1815 DRIFTWOOD CIRCLE S

Drive times from this address

Tampa Int’l Airport (TPA)27 min
Downtown Tampa31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oldsmar. See the full Oldsmar guide →

OLDSMAR 34677 — neighborhood snapshot

Population

22,337

Median age

47.3

Median income

$85,389

Median home value

$352,200

Avg household

2.49

Households w/ children

2,157

For the school run

Pinellas County School District

ElementaryOldsmar Elementary School★★★★
MiddleJoseph L. Carwise Middle School★★★★
HighEast Lake High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oldsmar market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$360K$355K

Oldsmar median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

94 of 155

Oldsmar actives have cut their price

Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 64% above the OLDSMAR 34677 median. See the full Oldsmar market guide →

Paper trail

This home's history

CurrentPrice reduced to $427,500 $12K
May 15, 2026Listed at $439,000 · 71 days on market since
1972Built · HARBOR PALMS-UNIT TWO

Reality check

What actually sold near 1815 DRIFTWOOD CIRCLE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1815 DRIFTWOOD CIRCLE SSold · Apr ’26

$244,000

1815 DRIFTWOOD CIRCLE S · same community

3 bd · 2 ba · 1,855 sqft · $132/sqft · 4 DOM

1821 DRIFTWOOD CIRCLE NSold · Apr ’26

$395,000

1821 DRIFTWOOD CIRCLE N · same community

3 bd · 2 ba · 2,034 sqft · $194/sqft · 24 DOM

1814 DRIFTWOOD CIRCLE SSold · Dec ’25

$405,000

1814 DRIFTWOOD CIRCLE S · same community

4 bd · 2 ba · 1,618 sqft · $250/sqft · 140 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1815 DRIFTWOOD CIRCLE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1815 DRIFTWOOD CIRCLE S — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1815 DRIFTWOOD CIRCLE S FAQs

What would the monthly payment be for 1815 DRIFTWOOD CIRCLE S?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,093/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1815 DRIFTWOOD CIRCLE S?+

The most recent tax bill on record (2025) was $2,731. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Oldsmar?+

At $427,500, this home is listed about 25% above the Oldsmar median of $342,450. The market section on this page shows how the area is trending.

Which schools are assigned to 1815 DRIFTWOOD CIRCLE S?+

Oldsmar Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$427,500 runs 64% above the OLDSMAR 34677 median — but at 1,855 sqft it's also 34% larger than the typical Oldsmar listing.

02Strong assigned schools

Oldsmar Elementary School, Joseph L. Carwise Middle School, East Lake High School — Oldsmar Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $439,000, now $427,500 — a $12K cut. The full history is in the market section below.

Listing courtesy of SNAP REALTY LLC · Dean Glicos. MLS #W7885693.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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