
11444 MERGANSER WAY, NEW PORT RICHEY, FL, 34654
Active95 days on marketListed May 9, 2026MLS #W7885594
About this home
11444 MERGANSER WAY
RARE OPPORTUNITY TO BUILD YOUR OWN DREAM HOME IN THIS ACTIVE 55+COMMUNITY! MUST BUILD WITHIN 2 YEARS OF PURCHASE! LOCATED IN A QUIET CUL-DE-SAC WITH NO REAR NEIGHBORES! LOTS OF FUN ACTIVITIES IN THE GORGEOUS CLUBHOUSE! 9 HOLE PUBLIC GOLF COURSE! GOLF CART FRIENDLY! CLOSE TO SUNCOAST PARKWAY, BEACHES, NEW MOFFIT CENTER! COMMUNITY IS BUILT OUT SO GRAB THIS LAST EMPTY LOT!
Facts & features
The home at a glance
0.14 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$789 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$789/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Summertree
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Summertree — neighborhood snapshot
Population
1,835
Median age
60
Median income
$44,847
Median home value
$169,874
Avg household
2
Households w/ children
159
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% below the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 11444 MERGANSER WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$295,000
11220 GODWIT COURT · same community
3 bd · 2 ba · 1,534 sqft · $192/sqft · 146 DOM
Sold · Mar ’26$313,500
11236 MERGANSER WAY · same community
3 bd · 2 ba · 1,558 sqft · $201/sqft · 68 DOM
Sold · Apr ’26$310,000
11150 PARADISE POINT WAY · same community
3 bd · 2 ba · 1,558 sqft · $199/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11444 MERGANSER WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11444 MERGANSER WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11444 MERGANSER WAY FAQs
What would the monthly payment be for 11444 MERGANSER WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $789/mo — principal and interest, the actual property-tax bill, the $235/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11444 MERGANSER WAY?+
The association fee works out to $235 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11444 MERGANSER WAY?+
The most recent tax bill on record (2025) was $556. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11444 MERGANSER WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $55,000, this home is listed about 81% below the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11444 MERGANSER WAY?+
Moon Lake Elementary School (elementary), Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CHAMPIONS · Lynette Krull. MLS #W7885594.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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