14468 MIDDLE FAIRWAY DRIVE, SPRING HILL, FL, 34609
Active77 days on marketListed May 9, 2026MLS #W7885563
About this home
14468 MIDDLE FAIRWAY DRIVE
One or more photo(s) has been virtually staged. Competitively priced! Nestled within the highly desirable Silverthorn Community, this beautifully maintained residence at 14468 Middle Fairway Drive offers the perfect combination of comfort, elegance, and low-maintenance Florida living. Located within a gated golf course community known for its scenic beauty, resort-style amenities, and convenient access to shopping, dining, medical facilities, and the Suncoast Parkway, this home is truly move-in ready. This spacious 3-bedroom, 2-bathroom home, (3rd bedroom /office) and a 2-car garage — offers 1,859 square feet of thoughtfully designed living space with an expanded great room layout ideal for both everyday living and entertaining. From the moment you enter, you’ll appreciate the abundance of natural light, neutral palette, and tasteful upgrades throughout. Recent improvements include new luxury vinyl plank flooring throughout, a brand-new HVAC system installed in March 2026, epoxy-coated garage flooring, and custom built-in garage storage. The roof is approximately 9 years old, adding additional peace of mind. Beautiful stained-glass accents in the kitchen and office/third bedroom add warmth and character rarely found in today’s homes. The kitchen is both stylish and functional, featuring white cabinetry, granite countertops, stainless steel appliances, and a convenient breakfast bar overlooking the main living area. The spacious primary suite is privately located at the rear of the home and features dual closets, a soaking garden tub, step-in shower, and transom window that fills the space with natural light. A thoughtfully designed split-bedroom floor plan provides privacy for guests, with the second bedroom and adjacent bath located toward the front of the home. A pocket door creates the option for a private guest suite or secondary ensuite arrangement. The office/flex room includes built-in shelving and can easily be converted into a traditional third bedroom if desired. You’ll also appreciate the interior laundry room complete with abundant cabinetry, large pantry space, utility tub, and front-load washer and dryer with pedestal storage. Outdoor living is equally inviting with a vinyl-enclosed rear lanai perfect for year-round enjoyment, along with a screened front entry that welcomes in fresh Florida breezes. Adding to the appeal, the HOA-maintained exterior services include exterior painting, lawn mowing, trimming, edging, and sprinkler maintenance — allowing for truly carefree living so you can spend more time enjoying the community amenities. Silverthorn offers a Jr. Olympic pool, fitness center, tennis and pickle ball courts, a playground, community center with library, craft and card room and beautiful event room. The Silverthorn wine and grill is open Tuesday through Sunday for lunch and dinner and offers great entertainment weekly. The premier golf course is available for private pay, and you will enjoy the active lifestyle Silverthorn is known for. Whether relaxing on the lanai, entertaining friends and family, or enjoying the beautifully maintained community surroundings, this exceptional home offers the Florida lifestyle buyers have been waiting for.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,859
Sqft
0.12 ac
Lot size
2
Garage
1999
Year built
One
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,812 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,812/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.6%
$/sqft vs Spring Hill actives
$169 vs $192
Days on market
77 vs 29 typical
Where $169/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silverthorn
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
Silverthorn — neighborhood snapshot
Population
1,284
Median age
62
Median income
$61,250
Median home value
$361,600
Avg household
2
Households w/ children
148
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
202 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 14468 MIDDLE FAIRWAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$340,000
15004 MIDDLE FAIRWAY DRIVE · same community
3 bd · 2 ba · 1,740 sqft · $195/sqft · 45 DOM
Sold · May ’26$295,000
15033 MIDDLE FAIRWAY DRIVE · same community
3 bd · 2 ba · 2,064 sqft · $143/sqft · 145 DOM
Sold · Apr ’26$375,000
15110 COPELAND WAY
3 bd · 2 ba · 1,866 sqft · $201/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14468 MIDDLE FAIRWAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14468 MIDDLE FAIRWAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14468 MIDDLE FAIRWAY DRIVE FAQs
What would the monthly payment be for 14468 MIDDLE FAIRWAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,812/mo — principal and interest, the actual property-tax bill, the $336/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14468 MIDDLE FAIRWAY DRIVE?+
The association fee works out to $336 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14468 MIDDLE FAIRWAY DRIVE?+
The most recent tax bill on record (2025) was $3,873. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14468 MIDDLE FAIRWAY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $315,000, this home is listed about 9% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14468 MIDDLE FAIRWAY DRIVE?+
West Hernando Middle School (middle), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SPRING HILL 34609 market on paper
$315,000 is 8% below the SPRING HILL 34609 median of $340,670, and at $169/sqft it sits under the Spring Hill average of $199.
02Time on market is leverage
77 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $340,000, now $315,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMAN REALTY GROUP INC · Beth Powanda. MLS #W7885563.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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