12434 CHOCTAW TRAIL, HUDSON, FL, 34669
Active80 days on marketListed May 5, 2026MLS #W7885483
About this home
12434 CHOCTAW TRAIL
Price Improvement! Set on nearly 5 acres, this Agricultural Residential property offers a rare combination of newer construction, open land, and substantial workspace, featuring two manufactured homes built in 2022 and an impressive 9,000 sq ft garage/workshop with four bay doors. Both residences offer 3 bedrooms and 2 bathrooms with thoughtfully designed open-concept living spaces, spacious kitchens with center islands, and dedicated dining areas. Split-bedroom layouts provide privacy, while primary suites include en-suite baths and walk-in closets. Interiors are finished with a clean, modern aesthetic and functional design suited for everyday living. The scale of the workshop structure sets this property apart, offering expansive enclosed space for vehicles, equipment, storage, or workspace needs. Positioned to allow separation from the homes, it supports a variety of use scenarios while maintaining the residential setting. One home is currently occupied by a tenant/land manager, while the second home is vacant, offering immediate flexibility for occupancy, multi-generational living, or income-producing potential. With nearly 5 acres of usable land and multiple improvements already in place, the property provides a balance of space, privacy, and versatility in a setting that supports rural residential living with agricultural potential (buyer to verify permitted uses). Buyer to verify all measurements, land use, zoning, and any restrictions.
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
2,808
Sqft
4.81 ac
Lot size
4
Garage
2023
Year built
One
Levels
$280
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,407 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,407/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Hudson actives
$280 vs $196
Days on market
80 vs 42 typical
Where $280/sqft sits among the 400 Hudson actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakewood Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
Lakewood Acres — neighborhood snapshot
Population
1,083
Median age
34
Median income
$50,500
Median home value
$126,600
Avg household
3
Households w/ children
137
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $283K
Hudson median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
192 of 400
Hudson actives have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 130% above the HUDSON 34669 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 12434 CHOCTAW TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$585,000
12314 MORGAN ROAD · same community
4 bd · 2.5 ba · 2,616 sqft · $224/sqft · 4 DOM
Sold · Jun ’26$138,500
12506 HICKS ROAD · same community
4 bd · 2 ba · 1,782 sqft · $78/sqft · 70 DOM
Sold · Nov ’25$300,000
12424 HICKS ROAD · same community
3 bd · 2 ba · 1,746 sqft · $172/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12434 CHOCTAW TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12434 CHOCTAW TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12434 CHOCTAW TRAIL FAQs
What would the monthly payment be for 12434 CHOCTAW TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,407/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12434 CHOCTAW TRAIL?+
The most recent tax bill on record (2025) was $8,605. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hudson?+
At $784,900, this home is listed about 138% above the Hudson median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12434 CHOCTAW TRAIL?+
Fivay High School (high), Hudson Academy (middle), Moon Lake Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FIND YOUR PARADISE · Dylan McLeod. MLS #W7885483.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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