8143 CHANNEL DRIVE, PORT RICHEY, FL, 34668
Active92 days on marketListed May 1, 2026MLS #W7885366
About this home
8143 CHANNEL DRIVE
Virtually Staged. WELCOME TO PARADISE! This beautifully renovated waterfront home sits on a spacious lot with mature landscaping, offering both charm and privacy. Step inside to an open living/dining room combo where stunning water views immediately steal the show. The upgraded kitchen is a true standout, perfect for everyday living and entertainment. Featuring quartz countertops, wood cabinetry, modern backsplash, and new stainless-steel appliances. Unwind in the cozy family room complete with wood burning fireplace. Enjoy the seamless flow of coastal inspired, wood look tile flooring throughout the living areas and all three bedrooms - stylish, modern, and easy to maintain. The primary suite is your private retreat, featuring French doors that open to serene waterfront views. The ensuite bathroom offers a deep soaking jacuzzi tub, separate shower, and double vanity. Both bathrooms have been updated with brand new vanities and granite countertops. One of the home's many standout features is the oversized indoor laundry room, rare and incredibly convenient. Step outside and discover a backyard that truly sets this property apart. The fully fenced yard boasts an impressive 120 feet of waterfront seawall and exceptional privacy with no direct neighbors on either side. Relax and enjoy breathtaking sunsets, ocean breezes, and even dolphin sightings from the screened in back porch, complete with spa hookup. With direct Gulf access, this home is a dream for boating and water enthusiasts alike. Conveniently located in the heart of Port Richey, you're minutes away from shopping, dining, and entertainment - by land or sea! Additional updates include a newer roof (February 2020) and new AC unit (January 2025), making this home truly move in ready. Don't miss your chance to own this waterfront gem. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,006
Sqft
0.36 ac
Lot size
2
Garage
1978
Year built
One
Levels
$317
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,132 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,132/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+52.8%
$/sqft vs Port Richey actives
$317 vs $193
Days on market
92 vs 38 typical
Where $317/sqft sits among the 323 Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor Isles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
Harbor Isles — neighborhood snapshot
Population
950
Median age
51
Median income
$72,941
Median home value
$305,200
Avg household
2
Households w/ children
109
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$250K → $237K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
169 of 323
Port Richey actives have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 159% above the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 8143 CHANNEL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$550,000
4900 SHOREVIEW COURT · same community
3 bd · 2 ba · 2,093 sqft · $263/sqft · 58 DOM
Sold · Mar ’26$420,000
8201 CHANNEL DRIVE · same community
2 bd · 2 ba · 1,480 sqft · $284/sqft · 159 DOM
Sold · Feb ’26$272,000
8233 CHANNEL DRIVE · same community
3 bd · 2 ba · 1,168 sqft · $233/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8143 CHANNEL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8143 CHANNEL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8143 CHANNEL DRIVE FAQs
What would the monthly payment be for 8143 CHANNEL DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,132/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8143 CHANNEL DRIVE?+
The most recent tax bill on record (2024) was $3,696. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8143 CHANNEL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $634,900, this home is listed about 145% above the Port Richey median of $259,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8143 CHANNEL DRIVE?+
Richey Elementary School (elementary), Chasco Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$634,900 runs 159% above the PORT RICHEY 34668 median — but at 2,006 sqft it's also 52% larger than the typical Port Richey listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
92 days on market against a Port Richey median of 38 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $639,900, now $634,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEW DIMENSIONS IN REAL EST INC · Kelly Lugo. MLS #W7885366.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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