13605 PADDINGTON WAY, SPRING HILL, FL, 34609
Active87 days on marketListed May 7, 2026MLS #W7885306
About this home
13605 PADDINGTON WAY
SHOWSTOPPER ALERT – OVER $60,000 IN UPGRADES! Welcome to a home where every detail has been thoughtfully curated by a meticulous owner who spared no expense in creating a space that blends style, comfort, and functionality. This beautifully upgraded residence offers elevated living inside and out, starting with a stunning, fully reimagined chef-inspired kitchen valued at over $24,000. Featuring Cambria quartz countertops (lifetime transferable warranty), an oversized custom island perfect for entertaining, apron-front sink, upgraded cabinetry with crown molding, and designer finishes — this is truly the heart of the home. Throughout the home, you’ll find premium touches at every turn, including: * Waterproof luxury vinyl plank flooring * Custom faux fireplace for added warmth and ambiance * Crown molding, chair rail detailing & professional interior paint *Smart, stylish upgrades that elevate everyday living The primary suite continues the luxury feel with custom coastal-inspired shiplap accents and dual LED anti-fog mirrors, bringing a spa-like experience right into your home. * OUTDOOR LIVING THAT STEALS THE SHOW Step outside into your own private oasis, where no detail has been overlooked: * Remote-controlled roll-down lanai screens * Custom paver patio + firepit courtyard * Professionally designed landscaping (front & back) * Elegant uplighting for evening ambiance * Vinyl privacy fencing * WiFi-controlled irrigation system Even the functional upgrades shine: * Leaf Filter gutter system (lifetime transferable warranty) * Water softening system *Anderson retractable storm door?? PEACE OF MIND INCLUDED Full Brinks security system with cameras and doorbell monitoring for added protection. * LOW-MAINTENANCE LIVING The HOA covers lawn mowing, fertilization, and shrub maintenance, allowing you to enjoy your home without the upkeep. This is not just upgraded — it’s intentionally enhanced for long-term value, efficiency, and lifestyle. * Homes with this level of detail and investment do not come around often — schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,078
Sqft
0.13 ac
Lot size
2
Garage
2019
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,866 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,866/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.5%
$/sqft vs Spring Hill actives
$166 vs $194
Days on market
87 vs 29 typical
Where $166/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
213 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 13605 PADDINGTON WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$365,000
13675 PADDINGTON WAY · same community
4 bd · 2 ba · 2,073 sqft · $176/sqft · 99 DOM
Sold · Mar ’26$358,000
13766 HUNTING CREEK PLACE · same community
2 bd · 2 ba · 1,816 sqft · $197/sqft · 20 DOM
Sold · Jan ’26$300,000
13749 HUNTING CREEK PLACE · same community
3 bd · 2 ba · 1,808 sqft · $166/sqft · 281 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13605 PADDINGTON WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13605 PADDINGTON WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13605 PADDINGTON WAY FAQs
What would the monthly payment be for 13605 PADDINGTON WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,866/mo — principal and interest, the actual property-tax bill, the $182/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13605 PADDINGTON WAY?+
The association fee works out to $182 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13605 PADDINGTON WAY?+
The most recent tax bill on record (2025) was $4,117. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13605 PADDINGTON WAY?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $344,600, this home is priced right at the Spring Hill median.
Which schools are assigned to 13605 PADDINGTON WAY?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
87 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $390,000, now $344,600 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TROPIC SHORES REALTY LLC · Katrina Stough. MLS #W7885306.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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