17528 GARSALASO CIRCLE, BROOKSVILLE, FL, 34604
Active93 days on marketListed May 1, 2026MLS #W7885246
About this home
17528 GARSALASO CIRCLE
*****You can buy this home with NO MONEY DOWN***** Home is in a USDA Eligible area. Welcome to 17528 Garsalaso Circle, located in the highly desirable gated golf course community of Hernando Oaks. This 4-bedroom, 2-bath pool home with a 2-car garage offers 1,851 square feet of living space on a spacious quarter-acre lot. This home features custom landscape curbing, a decorative glass front door and no front or rear neighbors to add to the privacy and curb appeal. Inside, this home features a functional open-concept layout with luxury vinyl plank flooring and ceiling fans throughout for year-round comfort. The kitchen is equipped with all stainless steel appliances, abundant cabinetry and a large walk-in pantry. It flows easily into the main living and dining areas, making it ideal for everyday living and entertaining. The primary suite features a spacious en-suite bathroom with dual sinks and a large walk-in closet. Additional interior highlights include cabinets in the laundry room for extra storage, a whole-home water softener, and an epoxy garage floor coating for a clean, finished look. Step outside to a covered, brick paver screened lanai overlooking the pool, providing a private outdoor space ideal for relaxing or hosting guests. The expansive yard offers room to enjoy nature and outdoor activities, enhanced by a fully irrigated lawn and a full gutter system for added functionality and maintenance ease. Located in a community with a low HOA and no CDD, this home offers a balance of privacy and affordability while still being close to shopping, dining, and everyday conveniences. This property delivers a combination of indoor comfort, outdoor living space, and a desirable lot setting, making it a strong option for buyers seeking a move-in ready pool home.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,851
Sqft
0.25 ac
Lot size
2
Garage
2021
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,997 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,997/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HERNANDO OAKS PH 3
$216 vs $172
Days on market
93 vs 45 typical
Where $216/sqft sits among the 8 homes for sale in HERNANDO OAKS PH 3
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brooksville. See the full Brooksville guide →
Hernando Oaks — neighborhood snapshot
Population
1,224
Median age
54
Median income
$92,682
Median home value
$318,800
Avg household
3
Households w/ children
90%
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brooksville market
$303K → $326K
Brooksville median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
5 of 8
HERNANDO OAKS PH 3 have cut their price
Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the BROOKSVILLE 34604 median. See the full Brooksville market guide →
Paper trail
This home's history
Reality check
What actually sold near 17528 GARSALASO CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$397,500
5283 BYRONIC COURT · same community
4 bd · 2 ba · 1,846 sqft · $215/sqft · 66 DOM
Sold · Jun ’26$245,100
5150 DIANTHA WAY · same community
4 bd · 2 ba · 1,830 sqft · $134/sqft · 16 DOM
Sold · Sep ’25$379,000
5196 BYRONIC COURT · same community
4 bd · 2 ba · 1,830 sqft · $207/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17528 GARSALASO CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17528 GARSALASO CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
17528 GARSALASO CIRCLE FAQs
What would the monthly payment be for 17528 GARSALASO CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,997/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17528 GARSALASO CIRCLE?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17528 GARSALASO CIRCLE?+
The most recent tax bill on record (2025) was $2,227. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17528 GARSALASO CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brooksville?+
At $399,900, this home is listed about 19% above the Brooksville median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 17528 GARSALASO CIRCLE?+
Moton Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,900 runs 22% above the BROOKSVILLE 34604 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
93 days on market against a Brooksville median of 45 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $409,900, now $399,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 ALLIANCE REALTY · Scott Goldsborough. MLS #W7885246.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Brooksville homes, in your inbox
Like 17528 GARSALASO CIRCLE but not quite? A daily digest of every new listing in Brooksville — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →