3896 PICCIOLA ROAD UNIT 554, FRUITLAND PARK, FL, 34731
Active111 days on marketListed Apr 24, 2026MLS #W7885177
About this home
3896 PICCIOLA ROAD UNIT 554
If low maintenance living with a side of lake life sounds appealing, this one is worth a look. This 2 bedroom, 1.5 bath mobile home is located in a 55+ community that keeps things simple while still offering plenty to enjoy. The home comes fully furnished, making it an easy transition whether you are moving full time or just looking for a seasonal escape. Inside, you will find a comfortable layout with a spacious living area, dining space, and a screened porch that is perfect for morning coffee or winding down in the evening. The home has tie downs, it was painted 2 years ago, and the roof was sealed 5 years ago (2021). The monthly HOA fee of $181 covers water, trash, and access to community amenities including a pool, clubhouse, dog park, and library. For those who enjoy being on the water, residents have direct access to Lake Griffin, and an optional covered boat slip with lift is available for just $45/month.There is also potential for a golf cart to be included with an acceptable offer, adding even more convenience for getting around the community.Easy living, water access, and everything you need already in place. All that is missing is you.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
890
Sqft
0.01 ac
Lot size
1966
Year built
One
Levels
$122
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,139 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,139/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fruitland Park actives
$122 vs $190
Days on market
111 vs 44 typical
Where $122/sqft sits among the 72 Fruitland Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fruitland Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Fruitland Park. See the full Fruitland Park guide →
FRUITLAND PARK 34731 — neighborhood snapshot
Population
12,239
Median age
48.7
Median income
$63,329
Median home value
$185,900
Avg household
2.4
Households w/ children
978
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fruitland Park market
$345K → $265K
Fruitland Park median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
33 of 72
Fruitland Park actives have cut their price
Median sold price, Fruitland Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% below the FRUITLAND PARK 34731 median. See the full Fruitland Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 3896 PICCIOLA ROAD UNIT 554
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$95,000
3896 PICCIOLA ROAD UNIT 223 · same community
2 bd · 1 ba · 792 sqft · $120/sqft · 46 DOM
Sold · Feb ’26$159,000
3896 PICCIOLA ROAD UNIT 233 · same community
2 bd · 2 ba · 1,134 sqft · $140/sqft · 0 DOM
Sold · Dec ’25$168,000
3896 PICCIOLA ROAD UNIT 242 · same community
3 bd · 2 ba · 1,344 sqft · $125/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3896 PICCIOLA ROAD UNIT 554 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3896 PICCIOLA ROAD UNIT 554 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3896 PICCIOLA ROAD UNIT 554 FAQs
What would the monthly payment be for 3896 PICCIOLA ROAD UNIT 554?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,139/mo — principal and interest, the actual property-tax bill, the $181/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3896 PICCIOLA ROAD UNIT 554?+
The association fee works out to $181 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3896 PICCIOLA ROAD UNIT 554?+
The most recent tax bill on record (2025) was $1,297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3896 PICCIOLA ROAD UNIT 554?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fruitland Park?+
At $109,000, this home is listed about 68% below the Fruitland Park median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3896 PICCIOLA ROAD UNIT 554?+
Fruitland Park Elementary School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FRUITLAND PARK 34731 market on paper
$109,000 is 64% below the FRUITLAND PARK 34731 median of $305,000, and at $122/sqft it sits under the Fruitland Park average of $201.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
111 days on market against a Fruitland Park median of 44 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY - ELITE PARTNERS II · Katie Spires, PA. MLS #W7885177.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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