158 E SPRUCE STREET, TARPON SPRINGS, FL, 34689
Active103 days on marketListed Apr 23, 2026MLS #W7885076
About this home
158 E SPRUCE STREET
Located in the heart of Tarpon Springs, just minutes from the Tarpon Springs Historic Downtown District, and local Gulf-front Fred Howard Beach, and Sunset Beach, this stunning elevated home blends charm, durability, and modern luxury. Ideally located within walking distance to the Tarpon Springs Sponge Docks, local restaurants, breweries, a distillery, dog park, Pinellas Trail, pickleball courts, a nearby water park, canoe launch, and bayous—this home offers the ultimate Florida lifestyle. This beautifully constructed 3-bedroom, 2-bathroom residence features an elevated design with a downstairs garage that can be converted into a home gym. office space, plus a bonus room with private elevator access. Built with quality and resilience in mind, the home includes spray foam insulation, a durable metal roof, Miami-Dade high-impact windows, and a 3-point hurricane strapping system for enhanced structural integrity and storm protection. Inside, you’ll find high-end finishes throughout, including custom cabinetry, premium vinyl flooring, custom aluminum railings, and elegant tray (coffered style) ceilings that elevate the living space. Expansive front and rear balconies provide ideal spaces for relaxing or entertaining, with the rear balcony offering direct access to both the living room and the primary suite. The spacious primary suite is a private retreat, featuring a walk-in closet, dual vanities, a walk-in shower, and a freestanding soaking tub. A separate water closet with a stylish barn door adds both function and design appeal. Additional features include: a double carport and a convenient private rear entrance, enhancing accessibility and everyday ease.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,600
Sqft
0.15 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$298
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,899 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,899/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tarpon Springs actives
$298 vs $244
Days on market
103 vs 46 typical
Where $298/sqft sits among the 265 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Uptown Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
Uptown Tarpon Springs — neighborhood snapshot
Population
73
Median age
47
Median income
$36,544
Median home value
$269,200
Avg household
2
Households w/ children
2%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $400K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
145 of 265
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 155% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 158 E SPRUCE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$645,000
174 E SPRUCE STREET · same community
3 bd · 2 ba · 2,061 sqft · $313/sqft · 0 DOM
Sold · Jan ’26$286,700
728 44TH AVENUE E · same community
4 bd · 2 ba · 1,875 sqft · $153/sqft · -16 DOM
Sold · Dec ’25$610,000
111 E CEDAR STREET · same community
3 bd · 2 ba · 1,781 sqft · $343/sqft · 182 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 158 E SPRUCE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 158 E SPRUCE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
158 E SPRUCE STREET FAQs
What would the monthly payment be for 158 E SPRUCE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,899/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 158 E SPRUCE STREET?+
The most recent tax bill on record (2025) was $3,203. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 158 E SPRUCE STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $774,900, this home is listed about 80% above the Tarpon Springs median of $429,950. The market section on this page shows how the area is trending.
Which schools are assigned to 158 E SPRUCE STREET?+
Tarpon Springs Elementary School (elementary), Tarpon Springs Middle School (middle), Tarpon Springs High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of INVESTMENT FLORIDA REALTY LLC · Pete Mastrovasilis PA. MLS #W7885076.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tarpon Springs homes, in your inbox
Like 158 E SPRUCE STREET but not quite? A daily digest of every new listing in Tarpon Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →