David Ramirez
$1,9503 bd2 ba1,114 sqft$2 /sqft$174 /mo all-in ↓

13186 THRUSH STREET, SPRING HILL, FL, 34609

Active91 days on marketListed Apr 23, 2026MLS #W7885044

Priced 99% below the SPRING HILL 34609 medianSingle Family ResidenceSPRING HILL

About this home

13186 THRUSH STREET

3-bedroom, 2-bathroom home with a 1-car garage located in Spring Hill. The home features a functional open living and dining area with tile flooring throughout for easy maintenance. The kitchen includes stainless steel appliances and adequate cabinet space. Interior layout offers a straightforward, practical flow suitable for everyday living. Situated on a .28-acre lot, the property includes a large backyard with mature trees and usable outdoor space. Roof was replaced in 2022 and the A/C system was installed in 2016. No HOA. Tenant is responsible for electric, water, cable/internet (if desired), and lawn maintenance. Garbage service is included. Minimum lease term is 12 months. Washer and dryer hookups are located in the garage; these appliances are not included. Conveniently located near shopping, dining, and area services with access to major roadways (Suncoast Parkway).

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,114

Sqft

0.28 ac

Lot size

1

Garage

1987

Year built

One

Levels

$2

Per sqft

Inside

FlooringCeramic Tile · Porcelain Tile
AppliancesElectric Water Heater · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

ExteriorLighting · Sliding Doors

Community & fees

PetsBreed Restrictions, Number Limit, Pet Deposit, Size Limit

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$174 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $68Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $68
Interest rate6.00%
Loan term

Estimated payment

$174/mo

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs SPRING HILL

$2 vs $198

Days on market

91 vs 29 typical

Where $2/sqft sits among the 272 homes for sale in SPRING HILL

0 · this home
1
3
68
148
52
$2–47$47–91$91–136$136–181$181–226$226+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 13186 THRUSH STREET

Drive times from this address

Tampa Int’l Airport (TPA)54 min
Downtown Tampa57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34609 — neighborhood snapshot

Population

46,066

Median age

44.8

Median income

$79,284

Median home value

$275,900

Avg household

2.7

Households w/ children

5,105

For the school run

Hernando County School District

MiddlePowell Middle School★★★★★
HighCentral High School★★★★★
ElementaryPine Grove Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

136 of 272

SPRING HILL have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the SPRING HILL 34609 median. See the full Spring Hill market guide →

Paper trail

This home's history

Apr 23, 2026Listed at $1,950 · 91 days on market since
1987Built · SPRING HILL

Reality check

What actually sold near 13186 THRUSH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3124 DOTHAN AVENUESold · Dec ’25

$170,000

3124 DOTHAN AVENUE · same community

2 bd · 2 ba · 1,120 sqft · $152/sqft · 29 DOM

6450 CROWLEY COURTSold · Dec ’25

$155,000

6450 CROWLEY COURT · same community

2 bd · 2 ba · 1,159 sqft · $134/sqft · 0 DOM

9364 CARTHAGE ROADSold · Dec ’25

$228,830

9364 CARTHAGE ROAD · same community

3 bd · 1.5 ba · 1,166 sqft · $196/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13186 THRUSH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13186 THRUSH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13186 THRUSH STREET FAQs

What would the monthly payment be for 13186 THRUSH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 13186 THRUSH STREET?+

The listing reports pets: Breed Restrictions, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $1,950, this home is listed about 99% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13186 THRUSH STREET?+

Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BRIDGE POINT BUSINESS REAL EST · Anthony Kanaris PLLC. MLS #W7885044.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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