2688 PINE RIDGE WAY N UNIT A2, PALM HARBOR, FL, 34684
Active108 days on marketListed Apr 17, 2026MLS #W7884978
About this home
2688 PINE RIDGE WAY N UNIT A2
A Pine Ridge 2 bedroom, 2 bath, second floor gem is ready for it's new owners. Having an upgraded master bath, new flooring in the bedrooms, recently painted, new lanai screening, with LED lighting throughout this home is only a couple minute walk to the pool and clubhouse where there is lots of fun and entertainment. This home has plenty of natural light in the open area living room. It also has attic storage and a full laundry room. Pine Ridge is a 55 plus community noted for it's lower fees and fun excursions along with Corn Hole and other fun things to do. Don't miss this opportunity to enjoy Florida living at it's best. P.S. If you have best friends they could live across the landing from you Must-see, move-in-ready 2nd floor corner property located in the beautiful 55+ community of Pine Ridge. This beautiful two-bedroom, two-bath residence features luxury vinyl flooring (in both bedrooms), modern LED lighting, and an open-concept layout designed to maximize natural light throughout the home. The primary bathroom walk-in shower has been upgraded. The primary bedroom offers a fully renovated en-suite bathroom and a walk-in closet while the guest bathroom features a full-size tub. Additional conveniences includes an in-unit laundry room and an assigned parking space, newer HVAC System (2021), and a relatively new but seldomly used appliances (2020-range & refrigerator). Pine Ridge at Palm Harbor is an active, pet-friendly community designed for relaxed Florida living. Residents enjoy a heated pool and spa, a clubhouse, shuffleboard courts, and a full calendar of daily social activities. The low monthly HOA fee is exceptionally inclusive, covering water, sewer, trash, exterior maintenance, cable, and high-speed internet. The property is ideally situated near top-rated restaurants, medical facilities, shopping destinations, and the renowned beaches of the Pinellas Suncoast. The property can be your primary residence or an investment by renting it out short or long term (6-12 month lease).
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,038
Sqft
0 ac
Lot size
1983
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,870 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,870/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.2%
$/sqft vs PINE RIDGE AT PALM HARBOR
$178 vs $178
Days on market
108 vs 42 typical
Where $178/sqft sits among the 8 homes for sale in PINE RIDGE AT PALM HARBOR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34684 — neighborhood snapshot
Population
26,926
Median age
55.9
Median income
$67,542
Median home value
$293,800
Avg household
2.07
Households w/ children
2,234
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
4 of 8
PINE RIDGE AT PALM HARBOR have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2688 PINE RIDGE WAY N UNIT A2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$190,000
1871 PINE RIDGE WAY W UNIT B2 · same community
2 bd · 2 ba · 1,038 sqft · $183/sqft · 3 DOM
Sold · Jun ’26$155,000
2688 PINE RIDGE WAY N UNIT D1 · same community
2 bd · 2 ba · 1,038 sqft · $149/sqft · 548 DOM
Sold · Nov ’25$172,000
2699 PINE RIDGE WAY E UNIT H1 · same community
2 bd · 2 ba · 1,038 sqft · $166/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2688 PINE RIDGE WAY N UNIT A2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2688 PINE RIDGE WAY N UNIT A2 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2688 PINE RIDGE WAY N UNIT A2 FAQs
What would the monthly payment be for 2688 PINE RIDGE WAY N UNIT A2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,870/mo — principal and interest, the actual property-tax bill, the $422/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2688 PINE RIDGE WAY N UNIT A2?+
The association fee works out to $422 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2688 PINE RIDGE WAY N UNIT A2?+
The most recent tax bill on record (2025) was $1,409. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2688 PINE RIDGE WAY N UNIT A2?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $184,900, this home is listed about 51% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2688 PINE RIDGE WAY N UNIT A2?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34684 market on paper
$184,900 is 26% below the PALM HARBOR 34684 median of $250,000, and at $178/sqft it sits under the Palm Harbor average of $269.
02Time on market is leverage
108 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SANDPEAK REALTY · Betty Crisman. MLS #W7884978.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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