David Ramirez
$2,500,000≈$14,759 /mo all-in ↓

0000 OLD HICKORY TREE ROAD, ST CLOUD, FL, 34772

Active97 days on marketListed Apr 17, 2026MLS #W7884958

S L & I C

About this home

0000 OLD HICKORY TREE ROAD

Looking for a property to build a storage facility or retail strip mall? Take a look at this location. 596 Square feet of frontage on Nolte Road, a corner lot, 3.71 acres. This up-and-coming area in St Cloud is ready for more! Call today for more details.

Facts & features

The home at a glance

3.71 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$2,057/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$14,759 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,490
PMI (est., until 20% equity)$938
Property tax — 2025 actual bill$171
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $250,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $250,000
Interest rate6.00%
Loan term

Estimated payment

$14,759/mo

Principal & interest$13,490
PMI (est., until 20% equity)$938
Property taxes (actual bill)$171
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Cloud

Map of 0000 OLD HICKORY TREE ROAD

Drive times from this address

Universal Orlando≈ 37 min
Orlando Int’l Airport (MCO)≈ 37 min
Walt Disney World≈ 38 min
Downtown Orlando≈ 38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced — 6.2 months of inventoryBuyer’s market

$414K → $400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 576% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

Apr 17, 2026Listed at $2,500,000 · 97 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 0000 OLD HICKORY TREE ROAD — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0000 OLD HICKORY TREE ROAD — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

0000 OLD HICKORY TREE ROAD FAQs

What would the monthly payment be for 0000 OLD HICKORY TREE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,759/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0000 OLD HICKORY TREE ROAD?+

The most recent tax bill on record (2025) was $2,057. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Cloud?+

At $2,500,000, this home is listed about 488% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 0000 OLD HICKORY TREE ROAD?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of STROMER GROUP INC · Rameena Stromer. MLS #W7884958.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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