6402 OCEAN PINES LANE, SPRING HILL, FL, 34606
Active100 days on marketListed Apr 15, 2026MLS #W7884871
About this home
6402 OCEAN PINES LANE
Welcome to easy Florida living in the highly sought-after 55+ community of Timber Pines! This well-maintained 2-bedroom, 2-bath, 2-car garage home offers 1,128 sf of comfortable living space and is the perfect opportunity for full-time residents or seasonal buyers. Built in 1983, the home features brand new carpet throughout, giving it a fresh, move-in-ready feel the moment you walk in. Peace of mind comes with major updates already completed, including a 2019 roof and a 2014 air conditioning system, helping with both insurance and long-term value. The functional floor plan offers a spacious living area, a bright kitchen, and well-sized bedrooms, ideal for everyday living or hosting guests. Step outside and enjoy the lifestyle that makes Timber Pines so desirable. This gated, amenity-rich community offers multiple golf courses, clubhouse, pools, fitness center, tennis courts, pickleball courts and a full calendar of social activities--all designed to keep you as active and engaged as you want to be. Conveniently located near shopping, dining, medical facilities, and Florida's beautiful Adventure Coast, this home is your chance to enjoy low-maintenance living in one of Spring Hill's premier active adult communities. Don't miss your opportunity to live the Timber Pines lifestyle--schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,128
Sqft
0.15 ac
Lot size
2
Garage
1983
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,932 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,932/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.7%
$/sqft vs TIMBER PINES
$185 vs $180
Days on market
100 vs 29 typical
Where $185/sqft sits among the 37 homes for sale in TIMBER PINES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34606 — neighborhood snapshot
Population
28,155
Median age
50.4
Median income
$54,730
Median home value
$227,700
Avg household
2.25
Households w/ children
2,752
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
19 of 37
TIMBER PINES have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the SPRING HILL 34606 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 6402 OCEAN PINES LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$220,000
6328 OCEAN PINES LANE · same community
2 bd · 2 ba · 1,082 sqft · $203/sqft · 17 DOM
Sold · Feb ’26$195,000
2243 WYNDAM DRIVE · same community
2 bd · 2 ba · 1,066 sqft · $183/sqft · 3 DOM
Sold · May ’26$202,000
6173 OCEAN PINES LANE · same community
2 bd · 2 ba · 1,256 sqft · $161/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6402 OCEAN PINES LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6402 OCEAN PINES LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6402 OCEAN PINES LANE FAQs
What would the monthly payment be for 6402 OCEAN PINES LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,932/mo — principal and interest, the actual property-tax bill, the $332/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6402 OCEAN PINES LANE?+
The association fee works out to $332 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6402 OCEAN PINES LANE?+
The most recent tax bill on record (2025) was $1,403. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6402 OCEAN PINES LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $209,000, this home is listed about 39% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6402 OCEAN PINES LANE?+
Deltona Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SPRING HILL 34606 market on paper
$209,000 is 26% below the SPRING HILL 34606 median of $282,500, and at $185/sqft it sits under the Spring Hill average of $199.
02Time on market is leverage
100 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $229,000, now $209,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMAN REALTY GROUP INC · Elizabeth Limestahl. MLS #W7884871.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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