3787 AUTUMN AMBER DRIVE, SPRING HILL, FL, 34609
Active110 days on marketListed Apr 14, 2026MLS #W7884783
About this home
3787 AUTUMN AMBER DRIVE
Welcome to 3787 Autumn Amber Dr, a thoughtfully designed 4-bedroom, 3.5-bathroom home built in 2022 and offering over 2,800 square feet of functional, well-appointed living space in the community of Sterling Hill. From the moment you step inside, the layout stands out. Designed with both everyday living and flexibility in mind, this home features an open-concept floorplan with a spacious great room and a large kitchen that serves as the heart of the home. Granite countertops, stainless steel appliances, and updated hardware create a clean, modern feel, while the oversized island and seamless flow into the living and dining areas make it ideal for gathering and entertaining. One of the most versatile features of this home is the private multi-generational suite, complete with its own bedroom, living area, and full bathroom—providing options for extended family, guests, or a dedicated work-from-home setup. The owner’s suite offers a comfortable retreat, featuring a soaking tub, separate shower, and a large walk-in closet. Two of the secondary bedrooms are connected by a Jack and Jill bathroom, creating a functional and convenient layout, while an additional half bath is ideal for guests. Granite countertops carry through all bathrooms, and updated fixtures and finishes—including chrome hardware throughout with distinctive accents in select spaces—add a cohesive and polished touch. Step outside to a screened lanai, creating a comfortable outdoor space to relax or entertain. The backyard is enhanced by a wooded backdrop, offering a sense of privacy and a more natural setting. Additional features include a 3-car garage and gutters already installed for added convenience. Built in 2022 and maintained in immaculate condition, this home offers the feel of new construction without the wait. Located within the community of Sterling Hill, residents have access to a range of amenities including clubhouses, pools, fitness centers, sports courts, playgrounds, and more. Conveniently located near shopping, dining, and major roadways, this home offers a combination of modern design, functional living space, and community amenities.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,820
Sqft
0.17 ac
Lot size
3
Garage
2022
Year built
One
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,552 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,552/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.4%
$/sqft vs Spring Hill actives
$156 vs $193
Days on market
110 vs 29 typical
Where $156/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
211 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 3787 AUTUMN AMBER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$434,260
2398 KALINA DRIVE
4 bd · 3.5 ba · 2,835 sqft · $153/sqft · 252 DOM
Sold · Sep ’25$469,000
2448 CLARY SAGE DRIVE
4 bd · 3.5 ba · 2,835 sqft · $165/sqft · 208 DOM
Sold · Apr ’26$420,000
2421 KALINA DRIVE
4 bd · 3 ba · 2,980 sqft · $141/sqft · 143 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3787 AUTUMN AMBER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3787 AUTUMN AMBER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3787 AUTUMN AMBER DRIVE FAQs
What would the monthly payment be for 3787 AUTUMN AMBER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,552/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3787 AUTUMN AMBER DRIVE?+
The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3787 AUTUMN AMBER DRIVE?+
The most recent tax bill on record (2025) was $7,062. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3787 AUTUMN AMBER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $439,900, this home is listed about 28% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3787 AUTUMN AMBER DRIVE?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$439,900 runs 29% above the SPRING HILL 34609 median — but at 2,820 sqft it's also 55% larger than the typical Spring Hill listing.
02Time on market is leverage
110 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $449,900, now $439,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · James Adams, Pa. MLS #W7884783.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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