David Ramirez
$299,900$325,0003 bd2 ba1,299 sqft$231 /sqft$2,355 /mo all-in ↓

1358 IVYDALE ROAD, SPRING HILL, FL, 34606

Active100 days on marketListed Apr 15, 2026MLS #W7884779

Reduced $25KWaterfrontPrivate poolSingle Family ResidenceSPRING HILL

About this home

1358 IVYDALE ROAD

Take advantage of this exceptional opportunity to own a beautiful pool home with no backyard neighbors. NEW HVAC SYSTEM and the seller will contribute 50% of the cost of a new roof at closing when the buyer chooses to use the seller's licensed roofing contractor. This home offers outstanding value, privacy, and room for the whole family. Fantastic location on .34 acres! POOL Home! New Sod! New Carpet! You'll adore this 3-bedroom, 2-bathroom, 2 car garage, split floor plan home with a sparkling swimming pool, expansive fenced backyard, peaceful views of the pond and stunning grandfather oaks. Step through the front door into a welcoming foyer. The guest wing features two bedrooms with ceiling fans and new carpeting in one of the bedrooms, a hall closet, and a full bathroom with a tub/shower combination. The kitchen is appointed with wood cabinetry, soft-close drawers, a pantry, double stainless sink, and gorgeous tile flooring. It opens seamlessly to the living and dining areas, offering tranquil nature views that bring the outdoors in. The main bedroom suite offers a ceiling fan, new carpet, and dual closets, along with convenient access to a nearby bathroom with a walk-in shower. A linen closet in the hall adds extra storage. Enjoy year-round living in the enclosed lanai with a ceiling fan and new carpeting, with sliding doors leading to the pool area. The pool ranges from shallow to deep and the pool deck offers plenty of space for patio furniture--perfect for relaxing or entertaining. The fully fenced backyard provides privacy while showcasing serene water views and mature oak trees along with a space for a vegetable garden and space to build your own dock on the pond/lake - so bring your boats and fishing gear. NO HOA, no CDD bring your toys and camper. This home offers the perfect blend of comfort, nature, and outdoor living--don't miss your opportunity to make it yours.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,299

Sqft

0.34 ac

Lot size

2

Garage

1985

Year built

One

Levels

$231

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Thermostat
LaundryElectric Dryer Hookup · In Garage
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouthwest
ParkingGarage Door Opener
ExteriorIrrigation System · Private Yard · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

Taxes (2025)$3,560/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,355 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$297
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,355/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$297
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$288KedgeAI estimate $321,730 · range $314K$337K$351K

vs edgeAI estimate

−6.8%

$/sqft vs SPRING HILL

$231 vs $198

Days on market

100 vs 29 typical

Where $231/sqft sits among the 279 homes for sale in SPRING HILL

48
65
79
44 · this home
20
23
$153–173$173–193$193–212$212–232$232–252$252+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 1358 IVYDALE ROAD

Drive times from this address

Tampa Int’l Airport (TPA)67 min
Downtown Tampa70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34606 — neighborhood snapshot

Population

28,155

Median age

50.4

Median income

$54,730

Median home value

$227,700

Avg household

2.25

Households w/ children

2,752

For the school run

Hernando County School District

ElementaryDeltona Elementary School★★★★
MiddleFox Chapel Middle School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

138 of 279

SPRING HILL have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the SPRING HILL 34606 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,900 $25K
Apr 15, 2026Listed at $325,000 · 100 days on market since
1985Built · SPRING HILL

Reality check

What actually sold near 1358 IVYDALE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10290 BANNOCK STREETSold · Mar ’26

$240,000

10290 BANNOCK STREET · same community

2 bd · 2 ba · 1,264 sqft · $190/sqft · 4 DOM

1183 FARLEY AVENUESold · Dec ’25

$245,000

1183 FARLEY AVENUE · same community

2 bd · 2 ba · 1,336 sqft · $183/sqft · 27 DOM

12200 NORVELL ROADSold · Mar ’26

$265,000

12200 NORVELL ROAD · same community

4 bd · 2 ba · 1,378 sqft · $192/sqft · 69 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1358 IVYDALE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1358 IVYDALE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1358 IVYDALE ROAD FAQs

What would the monthly payment be for 1358 IVYDALE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,355/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1358 IVYDALE ROAD?+

The most recent tax bill on record (2025) was $3,560. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1358 IVYDALE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $299,900, this home is listed about 13% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1358 IVYDALE ROAD?+

Deltona Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Time on market is leverage

100 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $325,000, now $299,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of KW REALTY ELITE PARTNERS · Tracie Maler, PA. MLS #W7884779.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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