David Ramirez
$11,700,0004 bd3 ba3,064 sqft$3,819 /sqft$68,765 /mo all-in ↓

18610 TOWNSEND HOUSE ROAD, DADE CITY, FL, 33523

Active81 days on marketListed May 17, 2026MLS #W7884689

WaterfrontSingle Family ResidenceN/A

About this home

18610 TOWNSEND HOUSE ROAD

Welcome to an extraordinary 107-acre legacy estate where rolling hills cascade gently toward a breathtaking spring-fed lake, creating one of the most captivating landscapes in all of Central Florida. Tucked away in the peaceful countryside yet remarkably close to the energy of Tampa and the leading hospitals and conveniences of North Tampa, this is the rare kind of property that simply no longer exists. As you enter the estate, majestic century-old live oaks frame the winding landscape like scenes from a classic Southern film. Elevated hilltops reveal sweeping 180-degree west-facing lake views, delivering unforgettable sunsets that paint the water in gold each evening. The pristine spring-fed lake offers exceptional bass fishing, kayaking, small boating, and the kind of peaceful waterfront lifestyle most only dream about. At the heart of the property sits a stunning Southern-style lake home filled with warmth and timeless charm. Expansive wraparound porches overlook the water, inviting you to slow down and take in the beauty of the land from sunrise to sunset. The lake home features 4 bedrooms, 3 full bathrooms, 2-car garage + fireplace and a private mother-in-law suite complete with its own one-car garage — ideal for extended family, guests, or multigenerational living. There is a second home on the property (manufactured home). Down by the shoreline, a storybook boathouse feels as though it was lifted straight from a Nicholas Sparks novel — shaded beneath towering live oaks that took generations to become this magnificent. It is the perfect gathering place for family and friends, offering lake access for kayaks and small boats, unforgettable entertaining spaces, and an atmosphere that cannot be recreated. Beyond its beauty, the possibilities here are truly exceptional. The acreage may be divided into multiple parcels, making it ideal for creating a private family compound or an exclusive country estate community featuring luxury lake homes and shared lake access. The combination of elevated topography, mature oak hammocks, open pastures, waterfront views, and development potential makes this property extraordinarily rare. Properties like this are not man-made — they are created by nature over generations. The rolling hills, majestic oaks, sparkling spring-fed waters, and cinematic scenery come together to create a place that leaves a lasting impression long after you visit. This is more than land. This is a once-in-a-lifetime opportunity to own an unforgettable Florida legacy property. The peaceful lakefront location could not be any better with quick access to Tampa for those who work there but want to live outside of the city and rather belong to a small town with a community-feel! The property is located close to both Historic Dade City and Brooksville in the highly-desired area of Spring Lake. This area in on a ridge of hills offering long distance views that will make you forget you're in Florida and yet you're just minutes from I-75. These are two "Hallmark Towns" with year round festivals, arts and craft shows, music on the town square, horse-drawn carriage rides at Christmas, coffee shoppes, charming stores and restaurants!! 30 minutes to kayaking, paddle-boarding, and swimming with the manatees in the clear Weeki Wachee River! Enjoy all the water activities Tampa offers from! 1 hour to TOP US BEACHES!! 1.5 hours to Disney World and Universal Studios and all the theme parks!! You can really have it all.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,064

Sqft

107.59 ac

Lot size

3

Garage

1993

Year built

Two

Levels

$3,819

Per sqft

WaterfrontFireplacePark/Greenbelt & Trees/Woods & Water view

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionWood Frame
FoundationSlab
ViewPark/Greenbelt · Trees/Woods · Water
FacesEast
ParkingBoat · Driveway · Garage Door Opener · Garage Faces Side · Ground Level · Oversized · RV Parking · Split Garage · Workshop in Garage
ExteriorFrench Doors · Lighting · Private Entrance · Private Mailbox · Private Yard

Community & fees

Taxes (2025)$13,014/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$68,765 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$63,133
PMI (est., until 20% equity)$4,388
Property tax — 2025 actual bill$1,085
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $1,170,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $1,170,000
Interest rate6.00%
Loan term

Estimated payment

$68,765/mo

Principal & interest$63,133
PMI (est., until 20% equity)$4,388
Property taxes (actual bill)$1,085
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $12M
$506KedgeAI estimate $784,520 · range $527K$1.2M$12M

vs edgeAI estimate

+1391.4%

$/sqft vs N/A

$3,819 vs $288

Days on market

81 vs 42 typical

Where $3,819/sqft sits among the 243 homes for sale in N/A

225
15
0
2
1
0 · this home
$135–749$749–1363$1363–1977$1977–2591$2591–3205$3205+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dade City

Map of 18610 TOWNSEND HOUSE ROAD

Drive times from this address

Downtown Tampa46 min
Tampa Int’l Airport (TPA)57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

DADE CITY 33523 — neighborhood snapshot

Population

19,296

Median age

40.6

Median income

$60,897

Median home value

$231,700

Avg household

2.79

Households w/ children

2,208

For the school run

Pasco County School District

ElementaryRodney B. Cox Elementary School★★★★
MiddlePasco Middle School★★★★
HighPasco High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$340K$354K

Dade City median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

108 of 243

N/A have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4210% above the DADE CITY 33523 median. See the full Dade City market guide →

Paper trail

This home's history

May 17, 2026Listed at $11,700,000 · 81 days on market since
1993Built · N/A

Reality check

What actually sold near 18610 TOWNSEND HOUSE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16422 SPRING VALLEY ROADSold · Mar ’26

$1,275,000

16422 SPRING VALLEY ROAD · same community

4 bd · 3 ba · 3,141 sqft · $406/sqft · 70 DOM

4701 NE JACKSONVILLE ROADSold · Dec ’25

$950,000

4701 NE JACKSONVILLE ROAD · same community

5 bd · 4 ba · 3,320 sqft · $286/sqft · 130 DOM

2202 OLD TAVARES ROADSold · Dec ’25

$573,000

2202 OLD TAVARES ROAD · same community

4 bd · 4.5 ba · 3,337 sqft · $172/sqft · 109 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 18610 TOWNSEND HOUSE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18610 TOWNSEND HOUSE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

18610 TOWNSEND HOUSE ROAD FAQs

What would the monthly payment be for 18610 TOWNSEND HOUSE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $68,765/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 18610 TOWNSEND HOUSE ROAD?+

The most recent tax bill on record (2025) was $13,014. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dade City?+

At $11,700,000, this home is listed about 2889% above the Dade City median of $391,490. The market section on this page shows how the area is trending.

Which schools are assigned to 18610 TOWNSEND HOUSE ROAD?+

Rodney B. Cox Elementary School (elementary), Pasco Middle School (middle), Pasco High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOME LAND REAL ESTATE INC · Kimberly Pye, PA. MLS #W7884689.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Dade City homes, in your inbox

Like 18610 TOWNSEND HOUSE ROAD but not quite? A daily digest of every new listing in Dade City — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 6, 2026 at 11:35 PM UTC. The listing information on this page last changed on August 6, 2026 at 11:35 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 6, 2026 at 11:35 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 6, 2026 at 11:35 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.