David Ramirez
$719,900$799,9003 bd2 ba2,280 sqft$316 /sqft$5,026 /mo all-in ↓

11930 W BAYSHORE DRIVE, CRYSTAL RIVER, FL, 34429

Active118 days on marketListed Apr 7, 2026MLS #W7884640

Reduced $80KWaterfrontSingle Family ResidenceDIXIE SHORES UNIT 01 REP

About this home

11930 W BAYSHORE DRIVE

Welcome to this beautiful waterfront home located on Dixie Bay in the picturesque Crystal River. This stunning single-family home offers 3 spacious bedrooms and 2 bathrooms, providing 2,280 square feet of comfortable living space. Step inside to find an open floor plan with high ceilings and plenty of natural light. The modern kitchen features quartz countertops and a breakfast bar. The large living room is great for entertaining guests or relaxing with family, offering a wet bar with wine refrigerator and views of the waterfront. The primary suite is a true retreat, boasting a walk-in closet and a luxurious ensuite bathroom with a wet room including a soaking tub, shower and view of water. Two additional bedrooms are well-appointed and share a beautifully updated bathroom. Enjoy outdoor living at its finest on the spacious deck, overlooking the tranquil bay. The back yard has room for a boat lift for boating enthusiasts. The backyard is beautifully landscaped and provides ample space for outdoor activities. Located in a beautiful neighborhood, this home is near shopping, dining, and recreational activities. Crystal River is known for its natural beauty, offering opportunities for fishing, boating, and exploring the nearby springs and wildlife.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,280

Sqft

0.35 ac

Lot size

2

Garage

1981

Year built

One

Levels

$316

Per sqft

WaterfrontFireplace

Inside

FlooringCeramic Tile
AppliancesBar Fridge
InteriorCeiling Fan(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesNorth
ExteriorOutdoor Shower · Sliding Doors

Community & fees

Taxes (2025)$8,541/yr

Utilities & systems

UtilitiesPublic · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,026 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,885
PMI (est., until 20% equity)$270
Property tax — 2025 actual bill$712
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $71,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $71,990
Interest rate6.00%
Loan term

Estimated payment

$5,026/mo

Principal & interest$3,885
PMI (est., until 20% equity)$270
Property taxes (actual bill)$712
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $720K
$310KedgeAI estimate $524,661 · range $323K$606K$749K

vs edgeAI estimate

+37.2%

$/sqft vs Crystal River actives

$316 vs $215

Days on market

118 vs 53 typical

Where $316/sqft sits among the 141 Crystal River actives

57
37
16 · this home
12
6
13
$110–185$185–260$260–334$334–409$409–483$483+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crystal River

Map of 11930 W BAYSHORE DRIVE

Get to know Crystal River. See the full Crystal River guide →

CRYSTAL RIVER 34429 — neighborhood snapshot

Population

9,494

Median age

63.7

Median income

$57,716

Median home value

$220,300

Avg household

2.14

Households w/ children

490

For the school run

Citrus County School District

MiddleCrystal River Middle School★★★★
HighCrystal River High School★★★★★
ElementaryCrystal River Primary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Crystal River market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$315K$325K

Crystal River median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

69 of 141

Crystal River actives have cut their price

Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 188% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →

Paper trail

This home's history

CurrentPrice reduced to $719,900 $80K
Apr 7, 2026Listed at $799,900 · 118 days on market since
1981Built · DIXIE SHORES UNIT 01 REP

Reality check

What actually sold near 11930 W BAYSHORE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11771 W SUNNYBROOK COURTSold · Aug ’25

$310,000

11771 W SUNNYBROOK COURT · same community

3 bd · 2 ba · 2,080 sqft · $149/sqft · 101 DOM

11881 W COQUINA COURTSold · Oct ’25

$629,000

11881 W COQUINA COURT · same community

3 bd · 2 ba · 1,912 sqft · $329/sqft · 228 DOM

11900 W BAYSHORE DRIVESold · Sep ’25

$650,000

11900 W BAYSHORE DRIVE · same community

3 bd · 2 ba · 1,668 sqft · $390/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11930 W BAYSHORE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11930 W BAYSHORE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11930 W BAYSHORE DRIVE FAQs

What would the monthly payment be for 11930 W BAYSHORE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,026/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11930 W BAYSHORE DRIVE?+

The most recent tax bill on record (2025) was $8,541. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Crystal River?+

At $719,900, this home is listed about 125% above the Crystal River median of $320,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11930 W BAYSHORE DRIVE?+

Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$719,900 runs 188% above the CRYSTAL RIVER 34429 median — but at 2,280 sqft it's also 44% larger than the typical Crystal River listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

118 days on market against a Crystal River median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $799,900, now $719,900 — a $80K cut. The full history is in the market section below.

Listing courtesy of RE/MAX MARKETING SPECIALISTS · Glen Matthews, Jr. MLS #W7884640.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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