David Ramirez
$384,0004 bd3 ba1,958 sqft$196 /sqft$3,046 /mo all-in ↓

11828 BINGHAM DRIVE, PORT RICHEY, FL, 34668

Active115 days on marketListed Apr 13, 2026MLS #W7884627

Private poolSingle Family ResidenceGULF HIGHLANDS

About this home

11828 BINGHAM DRIVE

Stop searching for "new" and step into this meticulously updated 4-bedroom, 3-bathroom sanctuary. Located on a spacious corner lot in Port Richey, this home offers the perfect blend of peace of mind and modern style. Every major detail has been handled: a new roof (2020), a new HVAC system (2020), and all-new windows and doors (2021) to ensure energy efficiency and comfort. The heart of the home is a stunning kitchen equipped with quartz countertops and stainless steel appliances, overlooking a massive screened-in pool area. With a brand-new pool pump and filter installed in 2025, your private oasis is ready for summer. The interior boasts nearly 2,000 sq. ft. of carpet-free space, featuring all-tile flooring and designer finishes in every bathroom. For those who need space, the circular driveway and corner lot provide abundant parking for toys, boats, or an RV. Best of all, this property sits in a preferred No-Flood Zone and has zero HOA or CDD fees. Positioned just minutes from the US-19 and SR-52 corridors, you are close to everything while feeling worlds away. Don’t miss out on this turn-key residence—this one won’t last.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,958

Sqft

0.18 ac

Lot size

2

Garage

1980

Year built

Two

Levels

$196

Per sqft

Private pool

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Solid Surface Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationBlock · Concrete Perimeter · Slab
FacesSoutheast
ExteriorLighting · Private Entrance · Private Mailbox · Sidewalk

Community & fees

Taxes (2025)$5,472/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,046 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,261
FHA mortgage insurance (est.)$170
Property tax — 2025 actual bill$456
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,440Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,440
Interest rate6.00%
Loan term

Estimated payment

$3,046/mo

Principal & interest$2,261
FHA mortgage insurance (est.)$170
Property taxes (actual bill)$456
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $384K
$364KedgeAI estimate $432,212 · range $379K$566K$588K

vs edgeAI estimate

−11.2%

$/sqft vs GULF HIGHLANDS

$196 vs $186

Days on market

115 vs 40 typical

Where $196/sqft sits among the 7 homes for sale in GULF HIGHLANDS

3
0
1
2 · this home
0
1
$145–160$160–174$174–189$189–203$203–218$218+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Richey

Map of 11828 BINGHAM DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)49 min
Downtown Tampa52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Port Richey. See the full Port Richey guide →

PORT RICHEY 34668 — neighborhood snapshot

Population

48,025

Median age

42.2

Median income

$45,760

Median home value

$168,800

Avg household

2.32

Households w/ children

5,000

For the school run

Pasco County School District

ElementaryRichey Elementary School★★★★★
MiddleGulf Middle School★★★★
HighGulf High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Richey market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$229K$229K

Port Richey median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

2 of 7

GULF HIGHLANDS have cut their price

Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% above the PORT RICHEY 34668 median. See the full Port Richey market guide →

Paper trail

This home's history

Apr 13, 2026Listed at $384,000 · 115 days on market since
1980Built · GULF HIGHLANDS

Reality check

What actually sold near 11828 BINGHAM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11647 ZIMMERMAN ROADSold · May ’26

$300,000

11647 ZIMMERMAN ROAD · same community

3 bd · 2 ba · 1,808 sqft · $166/sqft · 8 DOM

11703 OCEANSIDE DRIVESold · May ’26

$330,000

11703 OCEANSIDE DRIVE · same community

3 bd · 2.5 ba · 1,655 sqft · $199/sqft · 0 DOM

7719 SALT LANESold · Dec ’25

$312,000

7719 SALT LANE · same community

3 bd · 2.5 ba · 1,595 sqft · $196/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11828 BINGHAM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11828 BINGHAM DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

11828 BINGHAM DRIVE FAQs

What would the monthly payment be for 11828 BINGHAM DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,046/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11828 BINGHAM DRIVE?+

The most recent tax bill on record (2025) was $5,472. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11828 BINGHAM DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Richey?+

At $384,000, this home is listed about 48% above the Port Richey median of $259,900. The market section on this page shows how the area is trending.

Which schools are assigned to 11828 BINGHAM DRIVE?+

Richey Elementary School (elementary), Gulf Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$384,000 runs 58% above the PORT RICHEY 34668 median — but at 1,958 sqft it's also 48% larger than the typical Port Richey listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

115 days on market against a Port Richey median of 40 — sellers in this position are usually ready to negotiate.

Listing courtesy of DALTON WADE INC · Jon McCall, PA. MLS #W7884627.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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