3345 BALLARD STREET, SPRING HILL, FL, 34606
Active92 days on marketListed Apr 23, 2026MLS #W7884574
About this home
3345 BALLARD STREET
Two homes...on the same lot! An investor or homeowner's DREAM! Both recently remodeled, this is an amazing opportunity to live in one home and rent the other, or use the second home as a private guest suite or in law suite. Spanning on .85 acres, you'll have plenty of space and privacy between both homes! The main home in the front features 2 bedrooms and 2 bathrooms, with updates from top to bottom and an open living room. The second home is a charming 1 bedroom, 1 bathroom space perfect for rental income, extended family, or even a home office setup. With two separate homes, this opens you up to so many new opportunities with the property! Whether you're looking to offset your mortgage, looking for multi generational living, or add a strong income producing property to your portfolio, this one checks all the boxes. Homes like this don't come around often, snag it before it's gone!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,550
Sqft
0.85 ac
Lot size
2000
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,077 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,077/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Spring Hill actives
$171 vs $192
Days on market
92 vs 29 typical
Where $171/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Weeki Wachee Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
Weeki Wachee Acres — neighborhood snapshot
Population
1,397
Median age
56
Median income
$42,236
Median home value
$101,500
Avg household
2
Households w/ children
77%
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
204 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the SPRING HILL 34606 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 3345 BALLARD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$212,000
3196 BARTLETT STREET · same community
3 bd · 2 ba · 1,680 sqft · $126/sqft · 81 DOM
Sold · Jun ’26$250,000
3250 PAINTERS STREET · same community
3 bd · 2 ba · 1,382 sqft · $181/sqft · 52 DOM
Sold · May ’26$215,900
3315 SOUTHWEST BOULEVARD · same community
3 bd · 2 ba · 1,754 sqft · $123/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3345 BALLARD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3345 BALLARD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3345 BALLARD STREET FAQs
What would the monthly payment be for 3345 BALLARD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,077/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3345 BALLARD STREET?+
The most recent tax bill on record (2025) was $2,877. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $265,000, this home is listed about 23% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3345 BALLARD STREET?+
Deltona Elementary School (elementary), Fox Chapel Middle School (middle), Central High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SUNSET REALTY · Zachary Gerlack. MLS #W7884574.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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