David Ramirez
$425,000$439,9003 bd2 ba1,472 sqft$289 /sqft$3,352 /mo all-in ↓

7114 FAIR LANE, HUDSON, FL, 34667

Active116 days on marketListed Apr 4, 2026MLS #W7884559

Reduced $15KWaterfrontSingle Family ResidenceCAPE CAY

About this home

7114 FAIR LANE

Direct Gulf Access Boater’s Dream – End-of-Canal Waterfront Retreat in Hudson Beach This is the Gulf Coast fishing and boating lifestyle you’ve been waiting for! Featuring 88 feet of concrete seawall on a saltwater canal with direct Gulf access and no fixed bridges, this property is perfectly positioned for serious boaters. Located at the end of the canal, you’ll enjoy added privacy along with concrete seawall on two sides, creating the ideal setup to design and build a large custom dock and boat lift to accommodate your dream vessel. Step into your backyard and experience true waterfront living—watch dolphins and manatees cruise by while you fish for redfish, snook, and snapper right from your seawall. With quick, easy access to open water, every day is a new boating adventure. Inside, this fully permitted, completely updated 3-bedroom, 2-bathroom home blends modern coastal style with comfort and functionality. The open-concept floor plan creates a bright, airy feel perfect for entertaining. The kitchen shines with new stainless-steel appliances, wood cabinetry, and quartz countertops, while wood-look luxury plank flooring flows seamlessly throughout the home. Fresh interior and exterior paint, new doors, and stylish finishes complete the move-in-ready appeal. The spa-inspired primary suite is a true retreat, featuring a slipper soaking tub, walk-in shower, marble floors and walls, dual vanity, and clean, elegant design. Barn doors add a touch of character, while the bonus sunroom offers flexibility for a home office, reading room, or relaxation space. Step outside to your oversized screened porch overlooking the canal, the perfect place to unwind after a day on the water, entertain guests, or plan your future swim spa or hot tub. A fenced yard adds convenience for pets or privacy. Located in the heart of Hudson Beach, you’re surrounded by one of Florida’s most authentic boating communities—where the vibe is relaxed, the sunsets are legendary, and the water is always calling. Cruise south to the famous sandbars and the pristine shores of Anclote Key Preserve State Park, or head north to the Hernando Beach Flats for shallow-water fun. For a full-day adventure, run up the coast to Homosassa and enjoy waterfront dining along the spring-fed river. Conveniently located just off US-19, you’ll have easy access to shopping, dining, medical facilities, and everyday essentials, while still enjoying the laid-back coastal lifestyle. Travel is a breeze with Tampa International Airport about an hour away and Orlando attractions within 90 minutes. Whether you’re a serious angler, weekend cruiser, or simply chasing that saltwater lifestyle, this property offers a rare combination of location, upgrades, and boating potential. Build your dock, bring your boat, and start living the Gulf Coast dream.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,472

Sqft

0.2 ac

Lot size

1973

Year built

One

Levels

$289

Per sqft

WaterfrontWater view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Solid Wood Cabinets · Stone Counters · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesNorth
ExteriorPrivate Mailbox · Private Yard

Community & fees

Taxes (2025)$6,027/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,352 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$502
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,352/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$502
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$326KedgeAI estimate $351,590 · range $339K$360K$442K

vs edgeAI estimate

+20.9%

$/sqft vs Hudson actives

$289 vs $195

Days on market

116 vs 42 typical

Where $289/sqft sits among the 400 Hudson actives

110
117
66
44 · this home
24
39
$122–168$168–213$213–258$258–303$303–348$348+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hudson

Map of 7114 FAIR LANE

Drive times from this address

Tampa Int’l Airport (TPA)56 min
Downtown Tampa59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

HUDSON 34667 — neighborhood snapshot

Population

30,674

Median age

60.3

Median income

$51,106

Median home value

$214,200

Avg household

1.98

Households w/ children

2,095

For the school run

Pasco County School District

HighFivay High School★★★★
MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$275K$283K

Hudson median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

189 of 400

Hudson actives have cut their price

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% above the HUDSON 34667 median. See the full Hudson market guide →

Paper trail

This home's history

CurrentPrice reduced to $425,000 $15K
Apr 4, 2026Listed at $439,900 · 116 days on market since
1973Built · CAPE CAY

Reality check

What actually sold near 7114 FAIR LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14984 EDGEWATER CIRCLESold · Apr ’26

$290,000

14984 EDGEWATER CIRCLE · same community

2 bd · 2 ba · 936 sqft · $310/sqft · 272 DOM

7022 FAIR LANESold · Apr ’26

$100,000

7022 FAIR LANE · same community

2 bd · 1.5 ba · 784 sqft · $128/sqft · 26 DOM

13637 LAGOON DRIVESold · Mar ’26

$310,000

13637 LAGOON DRIVE

3 bd · 2 ba · 1,480 sqft · $209/sqft · 228 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7114 FAIR LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7114 FAIR LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7114 FAIR LANE FAQs

What would the monthly payment be for 7114 FAIR LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,352/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7114 FAIR LANE?+

The most recent tax bill on record (2025) was $6,027. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hudson?+

At $425,000, this home is listed about 29% above the Hudson median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7114 FAIR LANE?+

Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$425,000 runs 52% above the HUDSON 34667 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

116 days on market against a Hudson median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $439,900, now $425,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of GULF COAST FISHING HOMES RLTY · GREG Klesius. MLS #W7884559.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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