David Ramirez
$1,795,000$2,299,9994 bd3 ba3,410 sqft$526 /sqft$12,487 /mo all-in ↓

511 PORPOISE POINT DRIVE, ST AUGUSTINE, FL, 32084

Active124 days on marketListed Mar 23, 2026MLS #W7884147

Reduced $505KWaterfrontSingle Family Residence266-VILANO BEACH

About this home

511 PORPOISE POINT DRIVE

Welcome to coastal living at its finest in this beautifully situated beachfront home in the highly sought-after Porpoise Point community of St. Augustine. Located at 511 Porpoise Point Dr, this stunning residence offers the perfect blend of tranquility, natural beauty, and convenient access to historic downtown and pristine beaches. Situation on a corner lot it offers 270 water view and direct beach access. This spacious home features a bright and open floor plan designed for both comfortable everyday living and effortless entertaining. Large windows fill the interior with natural light, while thoughtfully designed living spaces create a warm and inviting atmosphere throughout. The kitchen serves as the heart of the home, with high end appliances, luxury cabinetry and marble countertops, and a seamless flow into the main living and dining areas. Whether hosting guests or enjoying a quiet evening, this layout offers versatility for any lifestyle. Step outside to enjoy the serene surroundings, where mature landscaping and coastal breezes provide a peaceful retreat. The property offers plenty of outdoor space to relax, entertain, or simply take in the beauty of the natural environment. Whether you're searching for a primary residence, vacation home, or investment opportunity, this property presents a rare chance to own a piece of Florida’s coastal charm in one of the area’s most desirable neighborhoods.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,410

Sqft

0.4 ac

Lot size

2

Garage

1986

Year built

Three Or More

Levels

$526

Per sqft

WaterfrontWater viewNegotiable

Inside

FlooringCeramic Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionStucco
FoundationPillar/Post/Pier
ViewWater
FacesNorth
ExteriorOutdoor Shower · Sliding Doors

Community & fees

Taxes (2025)$23,621/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$12,487 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property tax — 2025 actual bill$1,968
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $179,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $179,500
Interest rate6.00%
Loan term

Estimated payment

$12,487/mo

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property taxes (actual bill)$1,968
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Augustine actives

$526 vs $243

Days on market

124 vs 39 typical

Where $526/sqft sits among the 178 St Augustine actives

89
37
16
13
6
17 · this home
$178–242$242–306$306–370$370–433$433–497$497+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Augustine

Map of 511 PORPOISE POINT DRIVE

Get to know St Augustine. See the full St Augustine guide →

ST AUGUSTINE 32084 — neighborhood snapshot

Population

36,998

Median age

43.9

Median income

$72,965

Median home value

$295,000

Avg household

2.43

Households w/ children

3,332

For the school run

St. Johns County School District

HighSt. Augustine High School★★★★
HighFirst Coast Technical College
MiddleSebastian Middle School★★★★
ElementaryCrookshank Elementary School★★★★★
Mky- Head Start /Dpp Pk School

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$450K$400K

St Augustine median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

75 of 178

St Augustine actives have cut their price

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 430% above the ST AUGUSTINE 32084 median. See the full St Augustine market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,795,000 $505K
Mar 23, 2026Listed at $2,299,999 · 124 days on market since
1986Built · 266-VILANO BEACH

Reality check

What actually sold near 511 PORPOISE POINT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

43 N SAINT AUGUSTINE BOULEVARDSold · May ’26

$700,000

43 N SAINT AUGUSTINE BOULEVARD

5 bd · 3 ba · 2,639 sqft · $265/sqft · 63 DOM

210 FLAGLER BOULEVARD SSold · Jun ’26

$599,900

210 FLAGLER BOULEVARD S

4 bd · 2 ba · 1,787 sqft · $336/sqft · 7 DOM

9 CORUNNA STREETSold · Oct ’25

$766,000

9 CORUNNA STREET

3 bd · 2 ba · 1,440 sqft · $532/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 511 PORPOISE POINT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 511 PORPOISE POINT DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

511 PORPOISE POINT DRIVE FAQs

What would the monthly payment be for 511 PORPOISE POINT DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,487/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 511 PORPOISE POINT DRIVE?+

The most recent tax bill on record (2025) was $23,621. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Augustine?+

At $1,795,000, this home is listed about 308% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 511 PORPOISE POINT DRIVE?+

St. Augustine High School (high), First Coast Technical College (high), Sebastian Middle School (middle), Crookshank Elementary School (elementary), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,795,000 runs 430% above the ST AUGUSTINE 32084 median — but at 3,410 sqft it's also nearly twice the size of the typical St Augustine listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

124 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

St. Augustine High School, First Coast Technical College, Sebastian Middle School, Crookshank Elementary School, Mky- Head Start /Dpp Pk School — St. Augustine High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,299,999, now $1,795,000 — a $505K cut. The full history is in the market section below.

Listing courtesy of PREMIERE PROPERTIES · Jon Blaszczyk. MLS #W7884147.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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