David Ramirez
$839,000$888,0004 bd3 ba2,654 sqft$316 /sqft$5,596 /mo all-in ↓

8430 144TH LANE, SEMINOLE, FL, 33776

Active132 days on marketListed Mar 15, 2026MLS #W7883917

Reduced $49KPrivate poolSingle Family ResidenceWHISPERING PINES FOREST 5TH ADD

About this home

8430 144TH LANE

*SELLER WILLING TO CONTRIBUTE TOWARD BUYER CLOSING COSTS* Fully renovated 4/3/2 pool home located in the highly desirable Whispering Pines neighborhood of Seminole. This spacious residence offers a bright, open layout with stylish modern updates throughout. Located in a quintessential Florida neighborhood with easy access to the beach this home has so much to offer a buyer. Luxury vinyl plank flooring runs throughout the home, creating a cohesive and contemporary feel while offering durability and easy maintenance. Multiple living areas provide flexibility for a variety of needs, whether you’re looking for formal and casual spaces, a home office, or a media room. The generous bedroom layout includes well-sized guest rooms and a comfortable primary suite with a walk-in closet, renovated bathroom, and private pool access, all designed for privacy and relaxation. The designer, well-appointed kitchen has been renovated from top to bottom! Featuring soft close cabinets, quartz counter tops, a farmhouse sink, and a full black stainless appliance package (including a wine fridge). There's opportunity for additional living space in the large enclosed upstairs porch with BRAND NEW windows and views down to the sparkling pool. Step outside to your private backyard retreat where the inground pool is surrounded by brand-new pavers, offering plenty of space for outdoor seating, entertaining, or soaking up the Florida sunshine. The updated outdoor space creates a resort-like setting ideal for year-round enjoyment. Situated in a well-established neighborhood, this home is conveniently located a few blocks from parks, shopping, dining, and the Gulf beaches. With extensive renovations and thoughtful updates throughout, this property is move-in ready and offers the perfect blend of style, comfort, and Florida lifestyle. **SELLER WILL INSTALL A NEW ROOF PRIOR TO CLOSING, BUYER CAN CHOOSE THE COLOR**

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,654

Sqft

0.22 ac

Lot size

2

Garage

1976

Year built

Three Or More

Levels

$316

Per sqft

Private pool

Inside

FlooringLuxury Vinyl
AppliancesCooktop · Dishwasher · Microwave · Range · Refrigerator · Tankless Water Heater · Wine Refrigerator
InteriorCathedral Ceiling(s) · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesEast
ExteriorSliding Doors

Community & fees

Taxes (2025)$7,131/yr

Utilities & systems

UtilitiesCable Available · Public
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,596 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,527
PMI (est., until 20% equity)$315
Property tax — 2025 actual bill$594
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $83,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $83,900
Interest rate6.00%
Loan term

Estimated payment

$5,596/mo

Principal & interest$4,527
PMI (est., until 20% equity)$315
Property taxes (actual bill)$594
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $839K
$691KedgeAI estimate $786,799 · range $720K$953K$991K

vs edgeAI estimate

+6.6%

$/sqft vs Seminole actives

$316 vs $253

Days on market

132 vs 44 typical

Where $316/sqft sits among the 300 Seminole actives

63
37
54
50
45 · this home
51
$108–158$158–207$207–257$257–306$306–356$356+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Whispering Pines Forest

Map of 8430 144TH LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Whispering Pines Forest — neighborhood snapshot

Population

906

Median age

34

Median income

$107,206

Median home value

$544,200

Avg household

3

Households w/ children

107

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$410K$410K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

165 of 300

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% above the SEMINOLE 33776 median. See the full Seminole market guide →

Paper trail

This home's history

CurrentPrice reduced to $839,000 $49K
Mar 15, 2026Listed at $888,000 · 132 days on market since
1976Built · WHISPERING PINES FOREST 5TH ADD

Reality check

What actually sold near 8430 144TH LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14355 83RD PLACESold · Jan ’26

$625,000

14355 83RD PLACE · same community

3 bd · 3 ba · 2,780 sqft · $225/sqft · 81 DOM

14359 82ND TERRACESold · Dec ’25

$720,000

14359 82ND TERRACE · same community

4 bd · 2.5 ba · 2,510 sqft · $287/sqft · 4 DOM

14323 83RD PLACESold · Oct ’25

$670,000

14323 83RD PLACE · same community

4 bd · 3 ba · 2,336 sqft · $287/sqft · 125 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8430 144TH LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8430 144TH LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8430 144TH LANE FAQs

What would the monthly payment be for 8430 144TH LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,596/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8430 144TH LANE?+

The most recent tax bill on record (2025) was $7,131. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Seminole?+

At $839,000, this home is listed about 104% above the Seminole median of $410,950. The market section on this page shows how the area is trending.

Which schools are assigned to 8430 144TH LANE?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$839,000 runs 68% above the SEMINOLE 33776 median — but at 2,654 sqft it's also 74% larger than the typical Seminole listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

132 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $888,000, now $839,000 — a $49K cut. The full history is in the market section below.

Listing courtesy of REALTY EXECUTIVES AMERICA INC · Joshua Miller. MLS #W7883917.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Seminole homes, in your inbox

Like 8430 144TH LANE but not quite? A daily digest of every new listing in Seminole — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 25, 2026 at 7:52 AM UTC. The listing information on this page last changed on July 25, 2026 at 7:52 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 25, 2026 at 7:52 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 25, 2026 at 7:52 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.