David Ramirez
$499,900$659,9004 bd2,283 sqft$219 /sqft$4,026 /mo all-in ↓

5822 RIVER ROAD, NEW PORT RICHEY, FL, 34652

Active85 days on marketListed May 12, 2026MLS #W7883897

Reduced $160KWaterfrontDuplexSEMINOLE POINT

About this home

5822 RIVER ROAD

WATERFRONT! FULL IN-LAW QUARTERS/GUEST SUITE/APARTMENT with its own private entry and separate electric. RARE FIND!!! Great for Airbnb income producing! Home is TOTALLY REMODLED! BRAND NEW ROOF! House has 2,283 of living sq.ft with a total of 3,123 sq.ft. total under roof. Main house features 3-bedroom, 2-full bathroom, huge Bonus room/theatre room/game room, and living room both overlooking an unbelievably beautiful, tranquil, and breathtaking 83 feet of deep-water frontage, dining room, granite countertops, inside laundry room, ALL NEW Granite countertops, cabinets, stainless steel appliances, plantation shutters and blinds throughout, hurricane sliding doors, large 30X15 side porch, large 31X8 fully screened-in rear porch overlooking river,11X20 fully enclosed glass side lanai(possible 4th bedroom), outside open patio area for BBQ, huge side open garden area with a private security wall and wrought iron gate, fully reconstructed newer concreate seawall and so much more! IN-LAW QUARTERS/GUEST SUITE/APARTMENT features: 1-bedroom, 1-full bathroom w/large glass shower stall, Brand New kitchen cabinets, granite countertops, brand-new stainless-steel appliances, private entry and parking, open kitchen, eat-in kitchen area, living room and so much more! NO HOA! NO CDD FEES! NO DEED RESTRICTIONS! Additionally, the property has an extra-large driveway with plenty of room for RV or boat along with an additional side driveway for apartment, HUGE separate side yard 12X32 building workshop with sliding glass doors, work-bench, possible gym, or additional future guest house. Come enjoy fishing, kayaking, jet skiing, nights of grilling, boating right from your very own backyard and enjoying life looking out the extremely large pitcher window of that breathtaking panoramic view of the river under Oak Trees. Close to shops, restaurants, easy commute to and from Sun Coast/Veteran’s Highway, close to world-famous beaches, golf courses, Busch Gardens, culture and sport events in the Tampa and St. Petersburg area. Tampa airport and Tarpon Springs, Sponge Docks. COME SEE FLORIDA’S LIFESTYLE AT ITS BEST!!! A TRULY WATERFRONT PARADISE!

Facts & features

The home at a glance

4

Bedrooms

2,283

Sqft

0.38 ac

Lot size

1945

Year built

One

Levels

$219

Per sqft

Waterfront

Inside

FlooringEngineered Hardwood
InteriorCeiling Fan(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ExteriorOther

Community & fees

Taxes (2025)$8,428/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,026 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$702
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,497
Interest rate6.00%
Loan term

Estimated payment

$4,026/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$702
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs New Port Richey actives

$219 vs $200

Days on market

85 vs 47 typical

Where $219/sqft sits among the 400 New Port Richey actives

94
142
98 · this home
18
13
35
$97–155$155–213$213–272$272–330$330–388$388+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South River

Map of 5822 RIVER ROAD inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)49 min
Downtown Tampa52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

South River — neighborhood snapshot

Population

778

Median age

44

Median income

$59,650

Median home value

$234,300

Avg household

2

Households w/ children

68%

For the school run

Pasco County School District

ElementaryRichey Elementary School★★★★★
MiddleGulf Middle School★★★★
HighGulf High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$280K$260K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

220 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 122% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $499,900 $160K
May 12, 2026Listed at $659,900 · 85 days on market since
1945Built · SEMINOLE POINT

Reality check

What actually sold near 5822 RIVER ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4811 SHELL STREAM BOULEVARDSold · Oct ’25

$815,000

4811 SHELL STREAM BOULEVARD

3 bd · 2.5 ba · 1,828 sqft · $446/sqft · 31 DOM

6026 12TH AVENUESold · Dec ’25

$175,500

6026 12TH AVENUE

3 bd · 2.5 ba · 1,762 sqft · $100/sqft · 57 DOM

4229 RUDDER WAYSold · Apr ’26

$940,000

4229 RUDDER WAY

3 bd · 3 ba · 1,736 sqft · $541/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5822 RIVER ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5822 RIVER ROAD — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

5822 RIVER ROAD FAQs

What would the monthly payment be for 5822 RIVER ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,026/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5822 RIVER ROAD?+

The most recent tax bill on record (2025) was $8,428. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in New Port Richey?+

At $499,900, this home is listed about 79% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5822 RIVER ROAD?+

Richey Elementary School (elementary), Gulf Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$499,900 runs 122% above the NEW PORT RICHEY 34652 median — but at 2,283 sqft it's also 68% larger than the typical New Port Richey listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $659,900, now $499,900 — a $160K cut. The full history is in the market section below.

Listing courtesy of RE/MAX SUNSET REALTY · Louis Petruzzelli PA. MLS #W7883897.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5822 RIVER ROAD, NEW PORT RICHEY, FL — 4 Bed — $499,900 | CENTURY 21 Edge