David Ramirez

0 CENTRALIA (LOT 12) ROAD, BROOKSVILLE, FL, 34614

Active137 days on marketListed Mar 24, 2026MLS #W7883732

About this home

0 CENTRALIA (LOT 12) ROAD

**Build your DREAM HOME on Lot 12 of Centralia Estates which is 2.51 acres!! Centralia Estates is the NEW exclusive, private, gated, community on Centralia Road!! There are ONLY 19 lots available; be sure to claim yours now!! The developer is accepting deposits of only $2,000 to hold your lot until we are ready to close! Build with ANY BUILDER you choose!! No time-frame to build!! 2,000 sq feet minimum living space. Horses allowed!! Low HOA fee of $575 per year to keep the community nice, the common areas, entrance, and private road maintained!! Located next to the Suncoast Parkway which is on the 10-year plan to have an on/off ramp there - imagine that!! The Suncoast Trail is right there for all your outdoor walking and bicycling desires!! **WELCOME TO CENTRALIA ESTATES, an exclusive new gated community offering a rare blend of space, privacy, and quiet sophistication. Thoughtfully planned and limited to just 19 homesites, this acreage community is designed for those who appreciate refined country living with room to breathe. Each homesite spans approximately 2.5 to 3 acres, providing an ideal canvas for a custom residence surrounded by open land and natural beauty. Whether you envision a modern farmhouse, a timeless estate, or a peaceful retreat, Centralia Estates offers the setting to bring your vision to life. Designed with equestrian and rural lifestyles in mind, the community allows one horse or cow per acre, giving residents the freedom to enjoy their land while maintaining an upscale and well-kept atmosphere. Direct access to the Suncoast Trail offers a unique lifestyle advantage, with miles of scenic riding, walking, and biking just beyond your gate. A private gated entrance creates a sense of arrival and exclusivity, while the community's location keeps you just minutes from shopping, dining, and daily conveniences. An established homeowners association is in place to protect property values and preserve the integrity of the neighborhood while still allowing homeowners to enjoy their space and independence. Centralia Estates presents a unique opportunity to own acreage in a carefully planned setting where privacy, elegance, and convenience come together. Pre-sale opportunities are now available for those seeking a distinctive place to call home. Community features: 2.5-3 acre estate-style lots. 2,000 square feet under air minimum. Barns/stables allowed. Gated entrance. Direct access to the Suncoast Trail. 1 horse or cow per acre. Minimal deed restrictions protect property values without loss of property enjoyment. Minutes to shopping and amenities Located 10 minutes to swimming with the manatees, kayaking, paddle-boarding, boating on the crystal clear Weeki Wachee River!! 15 minutes to sunsets at the beach at Pine Island or boating and fishing on the Gulf of America in Hernando Beach!! Enjoy boating to the flats to hang with the other boats or to Anclote Island for a day in paradise in the clear glowing waters of the white sand island!! 10-20 minutes to restaurants and bars on the Homosassa River and Crystal River!! 5-7 minutes to schools

Facts & features

The home at a glance

2.51 ac

Lot size

Inside

Outside & construction

Community & fees

HOA fee$48/mo
Taxes (2025)$1,039/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,554 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,171
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$87
HOA fee — from the listing$48
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,965
Interest rate6.00%
Loan term

Estimated payment

$1,554/mo

Principal & interest$1,171
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$87
HOA / condo fee$48
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Brooksville

Map of 0 CENTRALIA (LOT 12) ROAD

Drive times from this address

Tampa Int’l Airport (TPA)66 min
Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brooksville. See the full Brooksville guide →

BROOKSVILLE 34614 — neighborhood snapshot

Population

9,561

Median age

43.5

Median income

$79,560

Median home value

$272,100

Avg household

2.99

Households w/ children

1,023

For the school run

Hernando County School District

ElementaryWinding Waters K-8★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brooksville market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$300K$295K

Brooksville median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Mar 24, 2026Listed at $199,000 · 137 days on market since

Reality check

What actually sold near 0 CENTRALIA (LOT 12) ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13021 KITE ROADSold · Apr ’26

$270,000

13021 KITE ROAD

2 bd · 2 ba · 816 sqft · $331/sqft · 3 DOM

11376 ESKIMO CURLEW ROADSold · Oct ’25

$128,000

11376 ESKIMO CURLEW ROAD

2 bd · 2 ba · 1,056 sqft · $121/sqft · 48 DOM

12138 ESKIMO CURLEW ROADSold · Apr ’26

$299,900

12138 ESKIMO CURLEW ROAD

3 bd · 2 ba · 1,268 sqft · $237/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 0 CENTRALIA (LOT 12) ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 CENTRALIA (LOT 12) ROAD — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

0 CENTRALIA (LOT 12) ROAD FAQs

What would the monthly payment be for 0 CENTRALIA (LOT 12) ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,554/mo — principal and interest, the actual property-tax bill, the $48/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 0 CENTRALIA (LOT 12) ROAD?+

The association fee works out to $48 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 0 CENTRALIA (LOT 12) ROAD?+

The most recent tax bill on record (2025) was $1,039. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 0 CENTRALIA (LOT 12) ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brooksville?+

At $199,000, this home is listed about 41% below the Brooksville median of $336,170. The market section on this page shows how the area is trending.

Which schools are assigned to 0 CENTRALIA (LOT 12) ROAD?+

Winding Waters K-8 (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOME LAND REAL ESTATE INC · Kimberly Pye, PA. MLS #W7883732.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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