12092 S HYACINTH POINT, FLORAL CITY, FL, 34436
Active142 days on marketListed Mar 18, 2026MLS #W7883595
About this home
12092 S HYACINTH POINT
ENJOY COUNTRY LIVING in this beautiful RANCH-STYLE home on 2 acres (double lot) in the highly sought after Oak Forest community with NO HOA, so bring your camper, RV, boat, ATVS, pets, and toys!! NO FLOOD!! NO CDD!! 3 bedrooms + office + 2 full bathrooms + 1/2 bath + rock fireplace + 2-car garage + fully fenced with gorgeous iron fence and double gated entrance + large detached RV garage/storage shed (16x32). This is a neighborhood of one acre lots with beautiful custom homes on them. This home sits on a rare DOUBLE lot, so it offers 2 acres of privacy and a place for your family to enjoy the outdoors!! You can see the lot's impressive size just driving up to it and seeing the length of the iron fencing and the private gated entrance. Located near the end of a dead end road, so no through traffic!! Lots of quiet neighborhood roads to take long walks or ride your bikes. Enjoy warm nights around your beautiful fireplace!! The home offers a large front porch (39 x 6) and a large rear porch (39x10) to entertain your family and friends!! Or enjoy a drink together at sunset on the rear porch!! This home offers a lot of outdoor living space!! The home is large with 1,968 sq feet of living space and 3,142 total sq feet under roof!! It offers a breakfast nook and a formal room dining area!! The master suite offers dual closets and an ensuite bathroom with a soaking tub, and dual sinks! Metal roof 1992. AC 2009. County Water. Septic. Shed furthest in the back of the property is a cooking shed and in excluded in the sale. Located off US Hwy 41, just north of Historic Brooksville and just a short drive up 41 to Historic Floral City full of lakes and water activities!! ***24 hour notice to show it.*** Home is NOT vacant. Showings after 1pm during the week. Anytime on Saturday and Sunday.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,968
Sqft
2.01 ac
Lot size
2
Garage
1992
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,356 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,356/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Floral City actives
$229 vs $191
Days on market
142 vs 66 typical
Where $229/sqft sits among the 40 Floral City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Floral City
Get to know Floral City. See the full Floral City guide →
FLORAL CITY 34436 — neighborhood snapshot
Population
8,170
Median age
60.3
Median income
$50,139
Median home value
$201,400
Avg household
2.25
Households w/ children
563
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Floral City market
$245K → $270K
Floral City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
23 of 40
Floral City actives have cut their price
Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the FLORAL CITY 34436 median. See the full Floral City market guide →
Paper trail
This home's history
Reality check
What actually sold near 12092 S HYACINTH POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$309,000
12262 S HYACINTH POINT · same community
3 bd · 2 ba · 1,388 sqft · $223/sqft · 46 DOM
Sold · Feb ’26$340,000
12005 S HYACINTH POINT
3 bd · 2 ba · 1,871 sqft · $182/sqft · 1 DOM
Sold · Sep ’25$495,000
7113 E SHADYWOODS COURT
4 bd · 3 ba · 2,109 sqft · $235/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12092 S HYACINTH POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12092 S HYACINTH POINT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12092 S HYACINTH POINT FAQs
What would the monthly payment be for 12092 S HYACINTH POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,356/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12092 S HYACINTH POINT?+
The most recent tax bill on record (2025) was $4,178. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12092 S HYACINTH POINT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Floral City?+
At $449,900, this home is listed about 52% above the Floral City median of $296,250. The market section on this page shows how the area is trending.
Which schools are assigned to 12092 S HYACINTH POINT?+
Floral City Elementary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$449,900 runs 50% above the FLORAL CITY 34436 median — but at 1,968 sqft it's also 17% larger than the typical Floral City listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
142 days on market against a Floral City median of 66 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $479,000, now $449,900 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOME LAND REAL ESTATE INC · Kimberly Pye, PA. MLS #W7883595.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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