646 CEDAR ELM COURT, EUSTIS, FL, 32726
Active141 days on marketListed Mar 4, 2026MLS #W7883589
Come see it
Upcoming open houses
Sat, Jul 25
12:00 PM – 4:00 PM
OPEN HOUSE! Connors Cove is a boutique community of just 62 townhomes in Lake County. Located 2 miles from Downtown Eustis and 4 miles from Downtown Mount Dora, residents enjoy easy access to dining, shopping, festivals, major highways, and AdventHealth Waterman. Community amenities include walking trails, a dog park, and a playground. Lawn maintenance is included, with no CDD fees and a low HOA. Please go to model 622 Cedar Elm Ct Eustis, FL 32726.
Sun, Jul 26
12:00 PM – 4:00 PM
OPEN HOUSE! Connors Cove is a boutique community of just 62 townhomes in Lake County. Located 2 miles from Downtown Eustis and 4 miles from Downtown Mount Dora, residents enjoy easy access to dining, shopping, festivals, major highways, and AdventHealth Waterman. Community amenities include walking trails, a dog park, and a playground. Lawn maintenance is included, with no CDD fees and a low HOA. Please go to model 622 Cedar Elm Ct Eustis, FL 32726.
About this home
646 CEDAR ELM COURT
Under Construction. Estimated Completion July 2026. If you’re looking for a home that delivers real value and a strong sense of community, this is the kind of place that truly fits your lifestyle—just minutes from Downtown Eustis and Mount Dora, offering an unbeatable mix of convenience and affordability. This stunning Palmer townhome features 1,657 sq. ft. of thoughtfully designed living space with 3 bedrooms, 2.5 bathrooms, and a spacious loft ideal for work or relaxation. Step inside from the covered porch and enjoy an airy, open-concept layout enhanced by sleek pine vinyl flooring on the first floor, crisp white 42" cabinets, stainless steel appliances, and impressive 9'4" ceilings. The modern kitchen showcases beautiful quartz countertops and flows seamlessly into the great room and dining area—perfect for everyday living or entertaining guests. A double sliding glass door opens to a generous 21-foot-wide covered lanai, dramatically extending your living space outdoors and creating the ideal setting for year-round relaxation and gatherings. Upstairs, the primary suite offers a private bath and walk-in closet, while two secondary bedrooms share a full bath. A full-size laundry room is conveniently located on the second floor for added ease and functionality. This beautifully crafted townhome also includes an attached garage with a two-car brick-paver driveway, and with HOA-covered lawn maintenance, it provides truly effortless, low-maintenance living in an exceptional location. This beautifully crafted townhome also includes an attached garage with a two-car brick-paver driveway, and with HOA-covered lawn maintenance, it provides truly effortless, low-maintenance living in an exceptional location. This location offers the ideal blend of comfort, convenience, and endless things to enjoy. Ask about our closing cost incentives! DISCLAIMER: Photos and/or renderings are for illustrative purposes only and may depict upgraded landscaping, elevations, decorative features, or optional upgrades that may not be included in the home offered. Pricing, Incentives and Promotions are subject to change at anytime. Promotions cannot be combined with any other offer. Ask the Sales and Marketing Representative for details on promotions.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,645
Sqft
0.04 ac
Lot size
1
Garage
2026
Year built
Two
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,025 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,271/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.4%
Days on market
141 vs 36 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eustis
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Eustis. See the full Eustis guide →
EUSTIS 32726 — neighborhood snapshot
Population
23,885
Median age
40.6
Median income
$60,750
Median home value
$230,400
Avg household
2.38
Households w/ children
2,736
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eustis market
$336K → $355K
Eustis median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the EUSTIS 32726 median. See the full Eustis market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 646 CEDAR ELM COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 646 CEDAR ELM COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
646 CEDAR ELM COURT FAQs
What would the monthly payment be for 646 CEDAR ELM COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,025/mo — principal and interest, estimated property taxes, the $162/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 646 CEDAR ELM COURT?+
The association fee works out to $162 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 646 CEDAR ELM COURT?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 646 CEDAR ELM COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eustis?+
At $268,999, this home is listed about 30% below the Eustis median of $382,500. The market section on this page shows how the area is trending.
Which schools are assigned to 646 CEDAR ELM COURT?+
Eustis Middle School (middle), Eustis High School (high), Eustis Heights Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the EUSTIS 32726 market on paper
$268,999 is 9% below the EUSTIS 32726 median of $295,000, and at $164/sqft it sits under the Eustis average of $236.
02Time on market is leverage
141 days on market against a Eustis median of 36 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $274,999, now $268,999 — a $6K cut. The full history is in the market section below.
Listing courtesy of MALTBIE REALTY GROUP · Bill Maltbie. MLS #W7883589.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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