David Ramirez
$120,000$125,0002 bd2 ba928 sqft$129 /sqft$1,051 /mo all-in ↓

10501 E PATIENCE LANE, INVERNESS, FL, 34450

Active155 days on marketListed Feb 19, 2026MLS #W7883047

Priced 35% below the INVERNESS 34450 medianReduced $5KModular HomeEDEN GARDENS 1ST ADD

About this home

10501 E PATIENCE LANE

Situated on a .15-acre lot with peaceful tree-lined views, this 2-bedroom, 2-bath single-wide mobile home offers comfortable living with thoughtful updates and an inviting open layout. A wooden ramp provides easy access to the front entrance, leading you into a bright open-concept living room, kitchen, and dining area enhanced by vaulted ceilings, durable luxury vinyl flooring throughout, and a wood-burning fireplace that adds warmth and character to the main living space. The kitchen features a large breakfast bar perfect for casual dining, a stainless steel stove, and a white refrigerator, all flowing seamlessly into the main living area for effortless everyday living and entertaining. The primary bedroom includes a window for natural light and a convenient attached laundry area, while the ensuite bathroom offers a single vanity and step-in shower. The second bedroom also features a window and easy access to the second bathroom, which includes an extended single vanity for additional counter space and a shower/tub combination with grab bars. At the rear of the home, exterior stairs lead down to the backyard where you’ll find a storage shed for tools and equipment, all within a chain-link fenced yard that provides both openness and definition of space. With the roof and hot water heater approximately three years old, this property offers added peace of mind. Located in Inverness, you’ll enjoy close proximity to Fort Cooper State Park for scenic trails and lakefront recreation, the waters of Lake Henderson for boating and fishing, and the charming downtown area of Inverness with its local shops and dining, along with access to the Withlacoochee State Trail, offering miles of paved paths for biking and walking, making everyday living here feel both peaceful and connected.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

928

Sqft

0.15 ac

Lot size

2022

Year built

One

Levels

$129

Per sqft

FireplaceNegotiablePets allowed

Inside

FlooringLaminate
AppliancesNone
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Vaulted Ceiling(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingNone
FurnishedNegotiable

Outside & construction

RoofOther
ConstructionVinyl Siding · Wood Frame
FoundationOther
FacesSouth
ParkingDriveway
ExteriorOther

Community & fees

Taxes (2025)$1,576/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,051 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$706
FHA mortgage insurance (est.)$53
Property tax — 2025 actual bill$131
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,200
Interest rate6.00%
Loan term

Estimated payment

$1,051/mo

Principal & interest$706
FHA mortgage insurance (est.)$53
Property taxes (actual bill)$131
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Inverness actives

$129 vs $179

Days on market

155 vs 25 typical

Where $129/sqft sits among the 194 Inverness actives

33 · this home
71
42
23
11
14
$97–139$139–180$180–222$222–264$264–305$305+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inverness

Map of 10501 E PATIENCE LANE

Drive times from this address

Downtown Orlando68 min
Universal Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Inverness. See the full Inverness guide →

INVERNESS 34450 — neighborhood snapshot

Population

10,408

Median age

59.5

Median income

$48,955

Median home value

$210,200

Avg household

2.04

Households w/ children

604

For the school run

Citrus County School District

ElementaryInverness Primary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$240K$270K

Inverness median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

90 of 194

Inverness actives have cut their price

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% below the INVERNESS 34450 median. See the full Inverness market guide →

Paper trail

This home's history

CurrentPrice reduced to $120,000 $5K
Feb 19, 2026Listed at $125,000 · 155 days on market since
2022Built · EDEN GARDENS 1ST ADD

Reality check

What actually sold near 10501 E PATIENCE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10341 E VICTORY LANESold · Jan ’26

$45,000

10341 E VICTORY LANE · same community

2 bd · 1 ba · 420 sqft · $107/sqft · 0 DOM

10120 E GULF TO LAKE HIGHWAYSold · Feb ’26

$169,000

10120 E GULF TO LAKE HIGHWAY

2 bd · 2 ba · 972 sqft · $174/sqft · 126 DOM

9637 E MONICA COURTSold · Oct ’25

$147,500

9637 E MONICA COURT

2 bd · 2 ba · 884 sqft · $167/sqft · 123 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10501 E PATIENCE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10501 E PATIENCE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10501 E PATIENCE LANE FAQs

What would the monthly payment be for 10501 E PATIENCE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,051/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10501 E PATIENCE LANE?+

The most recent tax bill on record (2025) was $1,576. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10501 E PATIENCE LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Inverness?+

At $120,000, this home is listed about 54% below the Inverness median of $258,450. The market section on this page shows how the area is trending.

Which schools are assigned to 10501 E PATIENCE LANE?+

Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the INVERNESS 34450 market on paper

$120,000 is 35% below the INVERNESS 34450 median of $185,000, and at $129/sqft it sits under the Inverness average of $191.

02Time on market is leverage

155 days on market against a Inverness median of 25 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $125,000, now $120,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of RE/MAX MARKETING SPECIALISTS · Ross Hardy. MLS #W7883047.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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