12139 RUTHERFORD LANE, HUDSON, FL, 34669
Active174 days on marketListed Feb 10, 2026MLS #W7882812
About this home
12139 RUTHERFORD LANE
PRICE REDUCTION! Don't miss this incredible opportunity to own a beautiful almost half-acre wooded lot with well and septic already in place, giving you a valuable head start on your dream home or private homestead. This peaceful property offers the perfect blend of rural charm and modern convenience, located just minutes from shopping, dining, everyday amenities, and the Suncoast Parkway for an easy commute. An added bonus—the impact fees have already been paid, providing significant savings and making this property even more attractive for your future plans. Surrounded by mature trees, this spacious lot offers privacy, natural beauty, and endless possibilities to design the home you've always envisioned. Schedule your private showing today and discover all the potential this exceptional property has!
Facts & features
The home at a glance
0.43 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$564 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$564/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hudson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
HUDSON 34669 — neighborhood snapshot
Population
14,225
Median age
46.8
Median income
$52,648
Median home value
$219,200
Avg household
2.41
Households w/ children
1,371
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $278K
Hudson median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% below the HUDSON 34669 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 12139 RUTHERFORD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$145,000
13535 GRANDVILLE AVENUE · same community
3 bd · 2 ba · 1,512 sqft · $96/sqft · 59 DOM
Sold · Sep ’25$156,500
13239 SHEEKS ROAD · same community
3 bd · 2 ba · 1,539 sqft · $102/sqft · 24 DOM
Sold · Jan ’26$193,000
12804 KELLYWOOD CIRCLE
2 bd · 1 ba · 785 sqft · $246/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12139 RUTHERFORD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12139 RUTHERFORD LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12139 RUTHERFORD LANE FAQs
What would the monthly payment be for 12139 RUTHERFORD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $564/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12139 RUTHERFORD LANE?+
The most recent tax bill on record (2025) was $366. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hudson?+
At $59,000, this home is listed about 82% below the Hudson median of $337,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12139 RUTHERFORD LANE?+
Moon Lake Elementary School (elementary), Crews Lake Middle School. (middle), Fivay High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HUDSON 34669 market on paper
$59,000 is 83% below the HUDSON 34669 median of $345,320.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
174 days on market against a Hudson median of 46 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $65,000, now $59,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SIRROM REALTY LLC · Melissa Munro. MLS #W7882812.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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