David Ramirez
$469,000$525,0003 bd2 ba1,876 sqft$250 /sqft$3,743 /mo all-in ↓

11429 HIDDEN COVE CT., TRINITY, FL, 34655

Active165 days on marketListed Feb 7, 2026MLS #W7882764

Reduced $56KSingle Family ResidenceHERITAGE SPRINGS VILLAGE 16

About this home

11429 HIDDEN COVE CT.

One or more photo(s) has been virtually staged. **PRICE IMPROVEMENT** Relax and enjoy the view from this beautifully updated Heritage Springs home, perfectly positioned on a quiet cul-de-sac. This 3-bedroom, 2-bath residence is set in one of the most desirable locations in the sought-after, gated 55+ community, offering breathtaking views of both the championship golf course and the main pond with its iconic fountain, all within a short and easy walk to the clubhouse and amenities. Updated in 2021, the heart of the home is the stunning kitchen featuring LG stainless steel appliances, quartz countertops, soft-close doors and drawers, a large sink, and a pot-filler above the stove. The kitchen opens seamlessly to the great room and dinette, where bay windows frame postcard-worthy pond and golf course views — making it easy to cook, dine, and entertain with a view. The enclosed Florida room is fully tiled and surrounded by windows, creating the perfect space to relax, unwind, and watch golfers stroll by while enjoying serene water and fairway scenery. The primary suite offers sliding glass doors to the Florida room and an updated en suite bath with dual sinks, two walk-in closets, and a spacious walk-in shower. A desirable split-bedroom floor plan provides two additional bedrooms and an updated second bath, ideal for guests or a home office. Additional living and dining space adds flexibility for entertaining or quiet evenings at home. Throughout the home, there are no carpets here—just beautiful wide-plank luxury vinyl flooring, complemented by modern updated lighting and ceiling fans. Additional upgrades include a brand-new roof (2021) and a whole-home water filtration system, offering both peace of mind and everyday comfort. The Heritage Springs clubhouse is just a short walk away and features a heated pool with spa, full restaurant with bar, game room, fitness center, craft room, tennis courts, and an active calendar of social activities, making it easy to enjoy a true resort-style lifestyle .This is Florida living at its best — peaceful, scenic, and conveniently close to everything that makes Heritage Springs such a special place to call home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,876

Sqft

0.2 ac

Lot size

2

Garage

2004

Year built

One

Levels

$250

Per sqft

Golf Course & Water view55+ communityPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewGolf Course · Water
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$7,373/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,743 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,761
FHA mortgage insurance (est.)$207
Property tax — 2025 actual bill$614
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,415Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,415
Interest rate6.00%
Loan term

Estimated payment

$3,743/mo

Principal & interest$2,761
FHA mortgage insurance (est.)$207
Property taxes (actual bill)$614
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $469K
$386KedgeAI estimate $406,274 · range $402K$411K$488K

vs edgeAI estimate

+15.4%

$/sqft vs Trinity actives

$250 vs $225

Days on market

165 vs 42 typical

Where $250/sqft sits among the 47 Trinity actives

9
9
12
10 · this home
3
4
$166–189$189–213$213–236$236–259$259–283$283+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Springs

Map of 11429 HIDDEN COVE CT. inside its neighborhood boundary

Get to know Trinity. See the full Trinity guide →

Heritage Springs — neighborhood snapshot

Population

3,004

Median age

47

Median income

$107,215

Median home value

$423,631

Avg household

3

Households w/ children

405

For the school run

Pasco County School District

ElementaryTrinity Elementary School★★★★
HighJames W. Mitchell High School★★★★
MiddleSeven Springs Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Trinity market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$479K$484K

Trinity median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

21 of 47

Trinity actives have cut their price

Median sold price, Trinity, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% above the TRINITY 34655 median. See the full Trinity market guide →

Paper trail

This home's history

CurrentPrice reduced to $469,000 $56K
Feb 7, 2026Listed at $525,000 · 165 days on market since
2004Built · HERITAGE SPRINGS VILLAGE 16

Reality check

What actually sold near 11429 HIDDEN COVE CT.

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1311 EVENINGSIDE COURTSold · Dec ’25

$375,000

1311 EVENINGSIDE COURT

3 bd · 2 ba · 1,871 sqft · $200/sqft · 64 DOM

1115 ASHBOURNE CIRCLESold · Aug ’25

$445,000

1115 ASHBOURNE CIRCLE

3 bd · 2 ba · 1,860 sqft · $239/sqft · 14 DOM

1133 SWEET JASMINE DRIVESold · May ’26

$410,000

1133 SWEET JASMINE DRIVE

2 bd · 2 ba · 1,893 sqft · $217/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11429 HIDDEN COVE CT. — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11429 HIDDEN COVE CT. — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11429 HIDDEN COVE CT. FAQs

What would the monthly payment be for 11429 HIDDEN COVE CT.?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,743/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11429 HIDDEN COVE CT.?+

The most recent tax bill on record (2025) was $7,373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11429 HIDDEN COVE CT.?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Trinity?+

At $469,000, this home is listed about 2% above the Trinity median of $460,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11429 HIDDEN COVE CT.?+

Trinity Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$469,000 runs 40% above the TRINITY 34655 median.

02Golf Course & Water views

The golf course and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

165 days on market against a Trinity median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Trinity Elementary School, James W. Mitchell High School, Seven Springs Middle School — Trinity Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $525,000, now $469,000 — a $56K cut. The full history is in the market section below.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · JACKIE Palmer. MLS #W7882764.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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