David Ramirez
Pending
$244,900$275,0003 bd2 ba1,500 sqft$163 /sqft$1,900 /mo all-in ↓

9255 SOUTHERN CHARM CIRCLE, BROOKSVILLE, FL, 34613

Pending178 days on marketListed Feb 5, 2026MLS #W7882662

Priced 22% below the BROOKSVILLE 34613 medianReduced $30KVillaSPRING RIDGE

About this home

9255 SOUTHERN CHARM CIRCLE

Virtually Staged. Tucked within the Spring Ridge community, this thoughtfully designed 3-bedroom, 2-bath duplex villa home with a 2-car garage and a new roof welcomes you with ease and comfort. A covered front porch with brick paver flooring creates an immediate feeling of home as you arrive. Stepping inside, the foyer opens with tile flooring and a high ceiling accented by arched columns that give the space an airy, open feel. Just off the foyer, the dining area is filled with natural light from a nearby window and paired with laminate wood-style flooring, making it ideal for everyday meals or relaxed gatherings. At the center of the home, the kitchen naturally becomes the heart of daily life, featuring tile flooring, ample cabinetry, Corian countertops, a central island, pantry, and recessed lighting, all flowing seamlessly into the living room beyond, where updated laminate flooring and multiple windows create a bright, open space perfect for unwinding or hosting, with French-style doors leading outdoors. The primary bedroom offers a quiet retreat with soft carpeting, a spacious walk-in closet, and an en-suite bathroom finished with tile flooring, a double-sink vanity, a glass-enclosed shower, and a separate tub, all wrapped in clean, neutral tones designed for everyday comfort. Two additional bedrooms provide flexibility for guests, work, or hobbies, one finished with laminate flooring and the other with carpet, each welcoming in natural light and offering comfortable proportions, while a second bathroom with tile flooring, a single-sink vanity, and a tub/shower combination serves the home with ease. Additional peace of mind comes from an air-conditioning system that is only a few years old. Out back, the screened porch becomes a favorite place to slow down, offering a covered, breezy space to relax while enjoying peaceful views overlooking a neighboring golf course, creating a serene backdrop that feels like a quiet escape. Living here provides access to a clubhouse, resort-style pool, fitness center, basketball court, and barbecue grills, and places you close to the natural beauty of Weeki Wachee Springs State Park with its clear waters and river adventures, along with nearby golf courses, shopping, dining, and everyday conveniences, all coming together to create a lifestyle that feels relaxed, connected, and enjoyable day after day.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,500

Sqft

0.1 ac

Lot size

2

Garage

2006

Year built

One

Levels

$163

Per sqft

Golf Course viewNegotiablePets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationConcrete Perimeter
ViewGolf Course
FacesEast
ParkingGarage Door Opener · Ground Level · Off Street
ExteriorFrench Doors · Rain Gutters · Sidewalk

Community & fees

HOA fee$11/mo
Taxes (2025)$2,147/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,900 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property tax — 2025 actual bill$179
HOA fee — from the listing$11
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,572Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,572
Interest rate6.00%
Loan term

Estimated payment

$1,900/mo

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property taxes (actual bill)$179
HOA / condo fee$11
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $245K
$235KedgeAI estimate $249,794 · range $250K$250K$260K

vs edgeAI estimate

−2%

$/sqft vs SPRING RIDGE

$163 vs $161

Days on market

178 vs 45 typical

Where $163/sqft sits among the 8 homes for sale in SPRING RIDGE

4
2 · this home
1
0
0
1
$133–155$155–178$178–200$200–222$222–244$244+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Ridge

Map of 9255 SOUTHERN CHARM CIRCLE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)57 min
Downtown Tampa60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brooksville. See the full Brooksville guide →

Spring Ridge — neighborhood snapshot

Population

719

Median age

55

Median income

$55,938

Median home value

$163,600

Avg household

2

Households w/ children

65%

For the school run

Hernando County School District

HighCentral High School★★★★★
MiddleWest Hernando Middle School★★★★★
ElementaryPine Grove Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brooksville market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$303K$326K

Brooksville median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

6 of 8

SPRING RIDGE have cut their price

Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% below the BROOKSVILLE 34613 median. See the full Brooksville market guide →

Paper trail

This home's history

CurrentPrice reduced to $244,900 $30K
Feb 5, 2026Listed at $275,000 · 178 days on market since
2006Built · SPRING RIDGE

Reality check

What actually sold near 9255 SOUTHERN CHARM CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14177 SWEETSHRUB COURTSold · Jul ’26

$249,900

14177 SWEETSHRUB COURT · same community

3 bd · 2 ba · 1,500 sqft · $167/sqft · 6 DOM

8361 SILVERBELL LOOPSold · Jul ’26

$265,000

8361 SILVERBELL LOOP · same community

4 bd · 2 ba · 1,494 sqft · $177/sqft · 12 DOM

8361 SILVERBELL LOOPSold · Jan ’26

$153,500

8361 SILVERBELL LOOP · same community

4 bd · 2 ba · 1,494 sqft · $103/sqft · 148 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9255 SOUTHERN CHARM CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9255 SOUTHERN CHARM CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9255 SOUTHERN CHARM CIRCLE FAQs

What would the monthly payment be for 9255 SOUTHERN CHARM CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,900/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9255 SOUTHERN CHARM CIRCLE?+

The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9255 SOUTHERN CHARM CIRCLE?+

The most recent tax bill on record (2025) was $2,147. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9255 SOUTHERN CHARM CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brooksville?+

At $244,900, this home is listed about 27% below the Brooksville median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9255 SOUTHERN CHARM CIRCLE?+

Central High School (high), West Hernando Middle School (middle), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the BROOKSVILLE 34613 market on paper

$244,900 is 22% below the BROOKSVILLE 34613 median of $312,035, and at $163/sqft it sits under the Brooksville average of $214.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

178 days on market against a Brooksville median of 45 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $275,000, now $244,900 — a $30K cut. The full history is in the market section below.

Listing courtesy of RE/MAX MARKETING SPECIALISTS · Ross Hardy. MLS #W7882662.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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