David Ramirez
$995,000≈$5,937 /mo all-in ↓

20271 SE 81ST TERRACE, INGLIS, FL, 34449

Active183 days on marketListed Jan 23, 2026MLS #W7882228

About this home

20271 SE 81ST TERRACE

Excellent agricultural and investment opportunity on this expansive 50-acre property in Inglis, FL. The front 10 acres are fully improved and ready for immediate use, featuring three wells, septic, electric, a pond, and full perimeter fencing—ideal for livestock operations, equestrian use, or farm infrastructure. The property previously supported a mobile home, offering a head start for future development or worker housing. The remaining acreage provides substantial room for expansion, additional grazing, crop production, or long-term land investment. With utilities already in place and versatile zoning potential, this property is well-suited for agricultural users, investors, or those seeking a land-hold with multiple income possibilities.

Facts & features

The home at a glance

50 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$424/yr

Utilities & systems

UtilitiesOther
WaterSee Remarks · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,937 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,369
PMI (est., until 20% equity)$373
Property tax — 2025 actual bill$35
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,500
Interest rate6.00%
Loan term

Estimated payment

$5,937/mo

Principal & interest$5,369
PMI (est., until 20% equity)$373
Property taxes (actual bill)$35
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Inglis

Map of 20271 SE 81ST TERRACE

Get to know Inglis. See the full Inglis guide →

INGLIS 34449 — neighborhood snapshot

Population

3,508

Median age

52.1

Median income

$52,760

Median home value

$143,900

Avg household

2.25

Households w/ children

332

The numbers that matter

The Inglis market

Seller’s marketBalanced — 5.6 months of inventoryBuyer’s market

$189K → $473K

Inglis median sold, yr/yr

91.8%

Sale-to-list ratio (12 mo)

Median sold price, Inglis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 529% above the INGLIS 34449 median. See the full Inglis market guide →

Paper trail

This home's history

Jan 23, 2026Listed at $995,000 · 183 days on market since

Reality check

What actually sold near 20271 SE 81ST TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

22 PINE STREETSold · Mar ’26

$65,000

22 PINE STREET

2 bd · 1 ba · 720 sqft · $90/sqft · 107 DOM

157 PALM STREETSold · Dec ’25

$233,000

157 PALM STREET

2 bd · 2 ba · 1,104 sqft · $211/sqft · 0 DOM

241 HUDSON STREETSold · Feb ’26

$180,000

241 HUDSON STREET

2 bd · 2.5 ba · 1,160 sqft · $155/sqft · 264 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 20271 SE 81ST TERRACE — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 20271 SE 81ST TERRACE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

20271 SE 81ST TERRACE FAQs

What would the monthly payment be for 20271 SE 81ST TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,937/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 20271 SE 81ST TERRACE?+

The most recent tax bill on record (2025) was $424. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Inglis?+

At $995,000, this home is listed about 295% above the Inglis median of $251,950. The market section on this page shows how the area is trending.

Keep looking

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Listing courtesy of KW REALTY ELITE PARTNERS · Sean Bradley. MLS #W7882228.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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