David Ramirez
$119,900$135,0001 bd1 ba456 sqft$263 /sqft$1,043 /mo all-in ↓

1865 MAZO MANOR UNIT J5, LUTZ, FL, 33558

Active197 days on marketListed Jan 8, 2026MLS #W7881867

Priced 68% below the LUTZ 33558 medianReduced $15KCondominiumPARADISE LAKES CONDO

About this home

1865 MAZO MANOR UNIT J5

Owner Financing Available! Enjoy expansive water views from this 1-Bed/1-Bath ground level condo in the gated nudist/clothing-optional community of Paradise Lakes. Neutral carpet, laminate, and tile throughout. The kitchen features a solid surface extended counter, 4-burner stove, refrigerator, microwave, dual stainless sink, and upper/lower pantry cabinets. Spacious bedroom with built-in desk, closet, and full-size washer/dryer for convenience. Bath has a tub/shower with sliding glass doors and vanity with granite top. Mirror accent wall in living room. Bedroom has mirror on the ceiling. Bar set-up in living room with solid surface counter is perfect for entertaining. The screened covered lanai with water views offers outdoor living space. Buyer is responsible for verifying all information, details and dimensions. Condo association approval of Buyer is required including application, fee, background check, orientation, and membership in a recognized nudist organization. Optional membership to Paradise Lakes Resort is not included in monthly condo association fee.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

456

Sqft

0 ac

Lot size

1982

Year built

One

Levels

$263

Per sqft

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorStone Counters
LaundryInside
CoolingWall/Window Unit(s)
HeatingElectric · Wall Units / Window Unit

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingOpen
ExteriorRain Gutters

Community & fees

Taxes (2025)$1,490/yr
PetsBreed Restrictions, Number Limit
CommunityBuyer Approval Required · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Special Community Restrictions

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,043 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$706
FHA mortgage insurance (est.)$53
Property tax — 2025 actual bill$124
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,197Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,197
Interest rate6.00%
Loan term

Estimated payment

$1,043/mo

Principal & interest$706
FHA mortgage insurance (est.)$53
Property taxes (actual bill)$124
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $120K
$95KedgeAI estimate $107,213 · range $98K$129K$134K

vs edgeAI estimate

+11.8%

$/sqft vs PARADISE LAKES CONDO

$263 vs $229

Days on market

197 vs 35 typical

Where $263/sqft sits among the 13 homes for sale in PARADISE LAKES CONDO

1
3
3
2 · this home
3
1
$158–186$186–215$215–243$243–272$272–300$300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Paradise Lakes

Map of 1865 MAZO MANOR UNIT J5 inside its neighborhood boundary

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

Paradise Lakes — neighborhood snapshot

Population

1,656

Median age

42

Median income

$113,672

Median home value

$435,500

Avg household

3

Households w/ children

341

For the school run

Pasco County School District

ElementaryOakstead Elementary School★★★★
HighSunlake High School★★★★
MiddleCharles S. Rushe Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

5 of 13

PARADISE LAKES CONDO have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% below the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $119,900 $15K
Jan 8, 2026Listed at $135,000 · 197 days on market since
1982Built · PARADISE LAKES CONDO

Reality check

What actually sold near 1865 MAZO MANOR UNIT J5

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

20857 HAULOVER CV UNIT B15Sold · Aug ’25

$125,000

20857 HAULOVER CV UNIT B15 · same community

1 bd · 1 ba · 456 sqft · $274/sqft · 113 DOM

1955 ABRICO DRIVE UNIT G7Sold · Aug ’25

$121,500

1955 ABRICO DRIVE UNIT G7 · same community

1 bd · 1 ba · 456 sqft · $266/sqft · 364 DOM

1881 MAZO MANOR UNIT I-2Sold · May ’26

$95,000

1881 MAZO MANOR UNIT I-2 · same community

1 bd · 1 ba · 456 sqft · $208/sqft · 232 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1865 MAZO MANOR UNIT J5 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1865 MAZO MANOR UNIT J5 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1865 MAZO MANOR UNIT J5 FAQs

What would the monthly payment be for 1865 MAZO MANOR UNIT J5?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,043/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1865 MAZO MANOR UNIT J5?+

The most recent tax bill on record (2025) was $1,490. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1865 MAZO MANOR UNIT J5?+

The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $119,900, this home is listed about 76% below the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 1865 MAZO MANOR UNIT J5?+

Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LUTZ 33558 market on paper

$119,900 is 68% below the LUTZ 33558 median of $371,750, and at $263/sqft it sits under the Lutz average of $269.

02Time on market is leverage

197 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $135,000, now $119,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of EXCEPTIONAL REAL ESTATE · Jill Reid. MLS #W7881867.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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