9314 CREEDMOOR LANE, NEW PORT RICHEY, FL, 34654
Active222 days on marketListed Jan 6, 2026MLS #W7881695
About this home
9314 CREEDMOOR LANE
One or more photo(s) has been virtually staged. Welcome Home! This four bedroom two bath home is ready for a new owner. Waters Edge is a premier gated community in New Port Richey. You will love all of the amenities Waters Edge offers. From the resort style pool to the park, and the recreation center complete with clubhouse and fitness room, you will truly enjoy resort style living at its finest. This home boasts a little under 2000 square feet of living space, and has a fully fenced back yard. The open concept allows for plenty of entertainment space for friends and family. This home is priced to sell. Don't miss out on the opportunity to live the vacation lifestyle at a truly remarkable value. New tankless water heater just installed. Interior of house is in process of being completely painted. Make your appointment today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,938
Sqft
0.13 ac
Lot size
2
Garage
2006
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,939 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,939/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.4%
$/sqft vs New Port Richey actives
$175 vs $202
Days on market
222 vs 52 typical
Where $175/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waters Edge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Waters Edge — neighborhood snapshot
Population
2,491
Median age
42
Median income
$97,864
Median home value
$378,850
Avg household
3
Households w/ children
412
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $270K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
247 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 9314 CREEDMOOR LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$500,000
11719 BELLE HAVEN DRIVE · same community
4 bd · 3 ba · 2,290 sqft · $218/sqft · 4 DOM
Sold · Mar ’26$787,500
9129 CREEDMOOR LANE · same community
5 bd · 3.5 ba · 3,961 sqft · $199/sqft · 13 DOM
Sold · Oct ’25$255,000
8755 MARIGOLD DRIVE
3 bd · 2.5 ba · 1,985 sqft · $128/sqft · 124 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9314 CREEDMOOR LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9314 CREEDMOOR LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9314 CREEDMOOR LANE FAQs
What would the monthly payment be for 9314 CREEDMOOR LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,939/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9314 CREEDMOOR LANE?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9314 CREEDMOOR LANE?+
The most recent tax bill on record (2024) was $5,543. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9314 CREEDMOOR LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $340,000, this home is listed about 20% above the New Port Richey median of $284,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9314 CREEDMOOR LANE?+
River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$340,000 runs 84% above the NEW PORT RICHEY 34654 median — but at 1,938 sqft it's also 40% larger than the typical New Port Richey listing.
02Time on market is leverage
222 days on market against a New Port Richey median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $375,000, now $340,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Bill Yingling, PA. MLS #W7881695.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New New Port Richey homes, in your inbox
Like 9314 CREEDMOOR LANE but not quite? A daily digest of every new listing in New Port Richey — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →