23315 CLUB VILLAS DRIVE, LAND O LAKES, FL, 34639
Active253 days on marketListed Dec 9, 2025MLS #W7880866
About this home
23315 CLUB VILLAS DRIVE
Welcome to Club Villas Condominiums—a beautifully maintained 2-bedroom, 2-bath home with an attached 1-car garage. The spacious living and dining area features vaulted ceilings and a charming stone, wood-burning fireplace. The large eat-in kitchen offers plenty of cabinet and counter space plus a pantry area. The primary suite includes dual sinks, a walk-in shower, and a generous walk-in closet. Impact-rated windows and doors, along with new roofs (July 2024) covered by the association, provide peace of mind. Enjoy a maintenance-free lifestyle with access to a clubhouse, pool, fitness center, tennis, racquetball, basketball, and shuffleboard courts, plus walking trails and a playground. Conveniently located near top restaurants, shopping, beaches, and theme parks—this condo is the perfect place to call home!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,218
Sqft
0.03 ac
Lot size
1
Garage
1990
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,694 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,694/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.1%
$/sqft vs Land O Lakes actives
$189 vs $205
Days on market
253 vs 44 typical
Where $189/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Padgett Estates East
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
Lake Padgett Estates East — neighborhood snapshot
Population
1,884
Median age
39
Median income
$86,033
Median home value
$297,979
Avg household
2
Households w/ children
167
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $414K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
235 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 23315 CLUB VILLAS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$225,000
23215 CLUB VILLAS DRIVE · same community
2 bd · 2 ba · 1,218 sqft · $185/sqft · 86 DOM
Sold · Oct ’25$290,000
3742 MERIDEAN PLACE
3 bd · 2 ba · 1,265 sqft · $229/sqft · 6 DOM
Sold · Oct ’25$195,000
4323 LONGSHORE DRIVE
3 bd · 2 ba · 1,122 sqft · $174/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 23315 CLUB VILLAS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23315 CLUB VILLAS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
23315 CLUB VILLAS DRIVE FAQs
What would the monthly payment be for 23315 CLUB VILLAS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,694/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 23315 CLUB VILLAS DRIVE?+
The most recent tax bill on record (2024) was $936. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 23315 CLUB VILLAS DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $230,000, this home is listed about 45% below the Land O Lakes median of $419,000. The market section on this page shows how the area is trending.
Which schools are assigned to 23315 CLUB VILLAS DRIVE?+
Pine View Elementary School (elementary), Pine View Middle School (middle), Land O' Lakes High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAND O LAKES 34639 market on paper
$230,000 is 42% below the LAND O LAKES 34639 median of $393,900, and at $189/sqft it sits under the Land O Lakes average of $219.
02Time on market is leverage
253 days on market against a Land O Lakes median of 44 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Pine View Elementary School, Pine View Middle School, Land O' Lakes High School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $245,000, now $230,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDAS A TEAM REALTY · Jose Alonzo, Jr. MLS #W7880866.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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