6412 W EL DORADO LANE, BEVERLY HILLS, FL, 34465
Pending289 days on marketListed Oct 31, 2025MLS #W7880364
About this home
6412 W EL DORADO LANE
Virtually Staged. Under Construction. Huge Price Reduction!! Spire Homes is building this amazing RV home in Pine Ridge on a one-acre wooded homesite. This home offers an unbelievable 1,300 square feet of garage and RV space for a total under roof of 3,861 square feet. Spire Homes Pioneer Plan showcases 2,200 square feet of living area centered around 3 spacious bedrooms, 2 full baths, and a 2-car garage with an adjoining RV garage that is approximately 65' long. It's a great fit for your RVs, campers, boats, or any abundance of storage needs. Included with this home are Spire Homes' outstanding distinctive features, including 8 ft. interior doors throughout, 5.25" designer baseboards, complementing wood window sills, wood cabinetry with soft-close drawers in the kitchen and bathrooms, gorgeous quartz countertops throughout, and a lifetime warranty on the LVP flooring. You won't want to miss out on this wonderful home in a premier location of Pine Ridge. Pine Ridge Community is the largest equestrian community in Citrus County, and its Community Center features tennis and pickleball courts, along with other activities for your enjoyment. The proximity to new shopping, dining, and health care, including the renowned Tampa General Hospital facilities, and access to the Suncoast Parkway are not only wonderful but also make the drive to Tampa seamless. The quaint towns of Crystal River and Homosassa are a short drive away, and both are fantastic for water and outdoor enthusiasts. You will enjoy fishing, kayaking, boating, manatee watching, and outdoor waterside dining at many venues. For biking enthusiasts, the Withlacoochee State Trail offers 47 miles of paved rail trails. Don't miss this prime opportunity to own this spacious RV port home on a one-acre homesite with a full builder warranty, 1% credit towards closing costs offered through the builder's preferred lender, and an HOA fee of only $160 per year. Florida lifestyle living at its finest.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,200
Sqft
1.2 ac
Lot size
4
Garage
2026
Year built
One
Levels
$252
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,728 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,728/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.9%
$/sqft vs PINE RIDGE UNIT 01
$252 vs $223
Days on market
289 vs 40 typical
Where $252/sqft sits among the 11 homes for sale in PINE RIDGE UNIT 01
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Beverly Hills
Get to know Beverly Hills. See the full Beverly Hills guide →
BEVERLY HILLS 34465 — neighborhood snapshot
Population
18,514
Median age
57.7
Median income
$55,513
Median home value
$233,000
Avg household
2.16
Households w/ children
1,201
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Beverly Hills market
$224K → $337K
Beverly Hills median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
7 of 11
PINE RIDGE UNIT 01 have cut their price
Median sold price, Beverly Hills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 104% above the BEVERLY HILLS 34465 median. See the full Beverly Hills market guide →
Paper trail
This home's history
Reality check
What actually sold near 6412 W EL DORADO LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$399,000
5396 W PINE RIDGE BOULEVARD · same community
3 bd · 2.5 ba · 2,228 sqft · $179/sqft · 157 DOM
Sold · Jul ’26$441,500
4918 W ALAMO DRIVE · same community
4 bd · 2 ba · 2,151 sqft · $205/sqft · 84 DOM
Sold · Mar ’26$618,000
6055 W RIO GRANDE DRIVE · same community
3 bd · 2 ba · 2,135 sqft · $289/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6412 W EL DORADO LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6412 W EL DORADO LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6412 W EL DORADO LANE FAQs
What would the monthly payment be for 6412 W EL DORADO LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,728/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6412 W EL DORADO LANE?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6412 W EL DORADO LANE?+
The most recent tax bill on record (2024) was $513. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6412 W EL DORADO LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Beverly Hills?+
At $555,000, this home is listed about 75% above the Beverly Hills median of $317,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6412 W EL DORADO LANE?+
Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$555,000 runs 104% above the BEVERLY HILLS 34465 median — but at 2,200 sqft it's also 21% larger than the typical Beverly Hills listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
289 days on market against a Beverly Hills median of 40 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $595,000, now $555,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TROPIC SHORES REALTY LLC · Debbie Wells. MLS #W7880364.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Beverly Hills homes, in your inbox
Like 6412 W EL DORADO LANE but not quite? A daily digest of every new listing in Beverly Hills — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →